Laura Jewett

Laura Jewett

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$299,900

($35,645 down)
FHA

10657 Black Bear Road, Brainerd, MN 56401

6
4
3,145 sqft
PITI Monthly
$1,614.93 /mo

Listing courtesy of: , eXp Realty

Assumed Rate

2.84%
7.15%

Principal & Interest

$1,176 /mo
$1,923 /mo

What's Special

SPACIOUS
FINISHED BASEMENT
INCOME POTENTIAL
INVESTMENT OPPORTUNITY

Discover the perfect blend of space, privacy, and income potential with this expansive 6-bedroom, 4-bathroom manufactured home on a full, finished basement in Brainerd, MN. Spanning 3,145 sq. ft., this property is an ideal setup for multi-generational living, a duplex-style rental, or an investment opportunity, featuring two kitchens, two living rooms, and a separate lower-level entrance for added privacy. Sitting on 20 acres of prime hunting land, this property is a paradise for outdoor enthusiasts and hunters, complete with multiple deer stands and an abundance of wildlife. The land also presents endless opportunities for a hobby farm, with a chicken coop already in place. Located at the end of a quiet dead-end road, this home offers seclusion and tranquility while still being just 13 miles from Brainerd and minutes from Garrison and Deerwood. If you’re looking for a spacious home with rental potential, hunting land, and room to create a self-sufficient lifestyle, in beautiful Crow Wing County, this is a rare find.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.84
Remaining Loan Term
26 years, 7 months
Monthly PITI
$1,614.93/mo
Estimated Loan Balance
$275,399
Cash to close
$35,645
Interest Paid
$26,625

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 6
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central Air
  • Heating: Baseboard, Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Age Over 8 Years, Asphalt, Pitched
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Private Sewer, Tank with Drainage Field
  • Water Source: Drilled, Well
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Age Over 8 Years, Asphalt, Pitched
Condition
  • Year Built: 1998
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Brainerd

Financial Details

  • Price per Sqft: $95.36
  • Tax Annual Amount: $1046
  • On Market Date: 2025-01-18T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $35,645 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $35,645!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.84% Sellers Rate
$264,255
Your Cash$35,645
Total Purchase Price:$299,900

Assumed vs Traditional Mortgage

Assumed @ 2.84%
$1,176/mo
Traditional @ 7.5%
$1,995/mo
You save $819/month ($9,826/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6650678

Listing From: northstar

Last updated: 2025-03-19T14:50:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.84%
7.15%

Principal & Interest

$1,176 /mo
$1,923 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $35,645 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $35,645!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.84% Sellers Rate
$264,255
Your Cash$35,645
Total Purchase Price:$299,900

Assumed vs Traditional Mortgage

Assumed @ 2.84%
$1,176/mo
Traditional @ 7.5%
$1,995/mo
You save $819/month ($9,826/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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