Laura Jewett

Laura Jewett

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Closed

$985,000

($605,189 down)
FHA

1064 Calle Ruiz, Thousand Oaks, CA 91360

4
3
2,241 sqft
PITI Monthly
$3,160.14 /mo

Listing courtesy of: Alfonso Aguilar, eXp Realty of California

Assumed Rate

4.39%
7.15%

Principal & Interest

$2,578 /mo
$3,482 /mo

What's Special

MASTER SUITE
DECK

Embrace the extraordinary with this 4-bedroom, 3-bathroom property showcasing panoramic views of the Conejo Valley and Santa Monica Mountains. Enjoy the spectacular vistas from the kitchen, breakfast area, large family room, master suite, and the backyard, which features a gazebo and a deck--perfect for entertaining guests or enjoying quiet, relaxing moments. Don't miss out on one of the lowest-priced homes in the area this year! This incredible property is a rare find and won't be on the market for long--act fast!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.39
Remaining Loan Term
17 years, 3 months
Monthly PITI
$3,160.14/mo
Estimated Loan Balance
$434,282
Cash to close
$605,189
Interest Paid
$252,817

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Brick, Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: BarbedWire
Roof
  • Roof: FlatTile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Brick, Stucco
  • Roof: FlatTile
Condition
  • Year Built: 1970
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Sunset Hills
  • Features: StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Thousand Oaks

Financial Details

  • Price per Sqft: $439.54
  • Tax Annual Amount: $
  • On Market Date: 2024-11-22T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $605,189 (61%)
You can enter any amount below - secondary financing will cover the difference if needed.
61%
$

You cover the entire equity of $605,189!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.39% Sellers Rate
$379,811
Your Cash:$605,189
Total Purchase Price:$985,000

Assumed vs Traditional Mortgage

Assumed @ 4.39%
$2,578/mo
Traditional @ 7.5%
$3,611/mo
You save $1,033/month ($12,397/year)

*Secondary financing rates are an estimated value based on input

MLS ID: V1-26902

Listing From:

Last updated: 2025-01-14T02:24:24.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.39%
7.15%

Principal & Interest

$2,578 /mo
$3,482 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $605,189 (61%)
You can enter any amount below - secondary financing will cover the difference if needed.
61%
$

You cover the entire equity of $605,189!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.39% Sellers Rate
$379,811
Your Cash:$605,189
Total Purchase Price:$985,000

Assumed vs Traditional Mortgage

Assumed @ 4.39%
$2,578/mo
Traditional @ 7.5%
$3,611/mo
You save $1,033/month ($12,397/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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