Laura Jewett

Laura Jewett

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Closed

$300,000

($248,473 down)
FHA

1063 25th Trail, Cotopaxi, CO 81223

3
2
1,188 sqft
PITI Monthly
$720.22 /mo

Listing courtesy of: Dawn Brooks-White, Real Broker, LLC DBA Real

Assumed Rate

5.5%
7.15%

Principal & Interest

$461 /mo
$548 /mo

What's Special

MINUTES AWAY
DINING
SPACIOUS
MASTER SUITE
EN SUITE BATHROOM
SEPARATE SHOWER
HOME OFFICE
DECK
COZY

Situated just outside the Sangre De Cristo mountain range in Fremont County, this mountain home offers comfort, functionality, and breathtaking views. Spanning nearly 5 acres, the property provides an excellent opportunity for your homestead project, with plenty of space for animals, gardening, or recreation. Water augmentation may be available—just ask for details! The home features three spacious bedrooms and two bathrooms, plus a versatile breezeway or mudroom that can serve as a workshop, craft area, or home office. The inviting living room, centered around a wood stove, is the perfect spot for cozy gatherings or quiet evenings while taking in views of the majestic mountain range. An open floor plan connects the living area to the dining space and fully equipped kitchen, which offers ample cabinet storage, a corner dining nook, and all the essentials for cooking and entertaining. The master suite includes a generously sized bedroom, large closets, and an en suite bathroom complete with a Jacuzzi tub and separate shower. Two additional bedrooms on the opposite side of the home feature spacious closets and large windows that showcase the surrounding landscape. Step outside onto the deck to enjoy the fresh mountain air, host outdoor meals, or watch the sun set behind the mountains. The oversized 2-car garage, connected to the home via the breezeway, ensures convenience and protection from the elements. This property is perfectly situated for outdoor enthusiasts, with Monarch Mountain just 1.5 hours away, Breckenridge 2 hours away, the Arkansas River 30 minutes away, and Westcliffe, Salida, and Canon City all within an hour's drive. Whether you enjoy skiing, fishing, hiking, or simply exploring the beauty of Southern Colorado, this home offers the ideal base. Make your dream of mountain living a reality with this exceptional property. 2% toward closing costs with preferred lender.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.5
Remaining Loan Term
12 years, 11 months
Monthly PITI
$720.22/mo
Estimated Loan Balance
$51,751
Cash to close
$248,473
Interest Paid
$64,391

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Evaporative Cooling
  • Heating: Forced Air, Propane, Wood Stove
Features
  • Materials: Block
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Free Standing, Wood Burning Stove
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: Fenced Pasture, Partial
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Septic Tank
  • Water Source: Well
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Block
  • Roof: Composition
Condition
  • Year Built: 1999
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Colorado Florida Acres
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Cotopaxi

Financial Details

  • Price per Sqft: $252.53
  • Tax Annual Amount: $620
  • On Market Date: 2025-01-15T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $248,473 (83%)
You can enter any amount below - secondary financing will cover the difference if needed.
83%
$

You cover the entire equity of $248,473!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.5% Sellers Rate
$51,527
Your Cash:$248,473
Total Purchase Price:$300,000

Assumed vs Traditional Mortgage

Assumed @ 5.5%
$461/mo
Traditional @ 7.5%
$569/mo
You save $108/month ($1,294/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC6423625

Listing From: recolorado

Last updated: 2025-02-28T23:01:20.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.5%
7.15%

Principal & Interest

$461 /mo
$548 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $248,473 (83%)
You can enter any amount below - secondary financing will cover the difference if needed.
83%
$

You cover the entire equity of $248,473!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.5% Sellers Rate
$51,527
Your Cash:$248,473
Total Purchase Price:$300,000

Assumed vs Traditional Mortgage

Assumed @ 5.5%
$461/mo
Traditional @ 7.5%
$569/mo
You save $108/month ($1,294/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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