Laura Jewett

Laura Jewett

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$450,000

($33,478 down)
FHA

1061 E PONCHO Lane, San Tan Valley, AZ 85143

4
3
2,337 sqft
PITI Monthly
$2,988.99 /mo

Listing courtesy of: Amy Pender, Real Broker

Assumed Rate

5.41%
7.15%

Principal & Interest

$2,428 /mo
$2,917 /mo

What's Special

LOCATION
MINUTES AWAY
SHOPPING
DINING
SPACIOUS
MODERN
GRANITE COUNTERTOPS
GAME ROOM
PATIO

This beautiful 4-bedroom, 3-bath home is packed with modern upgrades and ready for you! Step inside to find a bright and open layout that creates an airy, inviting atmosphere. You'll also discover brand-new flooring just installed, adding a fresh and contemporary touch. Enjoy the upgraded granite countertops and cabinets in the kitchen. The spacious layout offers a full bedroom and bath on the lower level, and a large loft upstairs perfect for a game room or extra living space. The oversized garage provides plenty of storage, while the beautiful pool and paver patio create an inviting outdoor oasis—perfect for entertaining guests or relaxing during warm evenings. Other recent updates include newer A/C units (less than 5 years old) and a brand-new water heater, offering peace of mind and efficiency. This home is conveniently located near shopping, dining, and major job centersand just minutes away from all the new shops and dining options at Vineyard Towne Center. Ideally located near the brand-new Sprouts and Target coming soon, as well as popular spots like Olive Mill, Schnepf Farms, and more, you'll have everything you need just minutes away. With its move-in-ready condition, prime location, and adaptable layout, this home offers a lifestyle of ease and opportunity. Don't miss your chance to own this incredible property in one of San Tan Valley's most sought-after areas!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.41
Remaining Loan Term
27 years, 5 months
Monthly PITI
$2,988.99/mo
Estimated Loan Balance
$417,615
Cash to close
$33,478
Interest Paid
$59,313

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s), Programmable Thmstat
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Private Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 2005
Details
  • Builder: Meritage

Community & HOA

Community
  • Subdivision: RANCHO BELLA VISTA UNIT 2
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Rancho Bella Vista
  • HOA Amenities: Unknown
  • HOA Fee: $238
  • HOA Frequency: $Quarterly
Location
  • Region: San Tan Valley

Financial Details

  • Price per Sqft: $192.55
  • Tax Annual Amount: $1259
  • On Market Date: 2025-03-21T17:20:08.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $33,478 (7%)
You can enter any amount below - secondary financing will cover the difference if needed.
7%
$

You cover the entire equity of $33,478!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.41% Sellers Rate
$416,522
Your Cash$33,478
Total Purchase Price:$450,000

Assumed vs Traditional Mortgage

Assumed @ 5.41%
$2,428/mo
Traditional @ 7.5%
$3,026/mo
You save $598/month ($7,175/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6839050

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-26T14:34:19.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.41%
7.15%

Principal & Interest

$2,428 /mo
$2,917 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $33,478 (7%)
You can enter any amount below - secondary financing will cover the difference if needed.
7%
$

You cover the entire equity of $33,478!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.41% Sellers Rate
$416,522
Your Cash$33,478
Total Purchase Price:$450,000

Assumed vs Traditional Mortgage

Assumed @ 5.41%
$2,428/mo
Traditional @ 7.5%
$3,026/mo
You save $598/month ($7,175/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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