Laura Jewett

Laura Jewett

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Closed

$777,000

($445,026 down)
VA

10563 Morgan Circle, Montclair, CA 91763

3
3
1,977 sqft
PITI Monthly
$2,136.75 /mo

Listing courtesy of: Conrad Sangalang, First Coast Realty

Assumed Rate

3.89%
7.15%

Principal & Interest

$1,920 /mo
$2,753 /mo

What's Special

LOCATION
GATED COMMUNITY
MODERN
RENOVATED
HOME OFFICE
CUL-DE-SAC
CONVENIENT LOCATION
CHARMING

Beautiful home in a quiet cul-de-sac in a private gated community. The meticulously maintained two-story home boasts an expansive master bedroom with separate his and her closets, alongside two generously sized bedrooms, two and a half baths, and a versatile bonus room that can serve as a home office, guest room, or play area. The bathroom in the master bedroom and powder room downstairs have been recently renovated. The heart of the home, the central air and heat system, was newly installed in 2020, ensuring year-round comfort and efficiency for its lucky occupants. With its tranquil location and thoughtfully designed layout, this home offers its residents the perfect blend of relaxation and functionality. From the inviting curb appeal to the well-appointed interior, every detail of this lovely abode has been lovingly maintained and cared for. With its convenient location, modern amenities, and charming atmosphere, this home is a hidden gem waiting to be discovered.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.89
Remaining Loan Term
20 years, 8 months
Monthly PITI
$2,136.75/mo
Estimated Loan Balance
$532,502
Cash to close
$445,026
Interest Paid
$134,341

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces:
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Other
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2000
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Gated
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $93
  • HOA Frequency: $Monthly
Location
  • Region: Montclair

Financial Details

  • Price per Sqft: $393.02
  • Tax Annual Amount: $
  • On Market Date: 2024-09-04T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $445,026 (57%)
You can enter any amount below - secondary financing will cover the difference if needed.
57%
$

You cover the entire equity of $445,026!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.89% Sellers Rate
$331,974
Your Cash:$445,026
Total Purchase Price:$777,000

Assumed vs Traditional Mortgage

Assumed @ 3.89%
$1,920/mo
Traditional @ 7.5%
$2,855/mo
You save $935/month ($11,224/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 24436029

Listing From:

Last updated: 2024-12-06T20:43:36.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.89%
7.15%

Principal & Interest

$1,920 /mo
$2,753 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $445,026 (57%)
You can enter any amount below - secondary financing will cover the difference if needed.
57%
$

You cover the entire equity of $445,026!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.89% Sellers Rate
$331,974
Your Cash:$445,026
Total Purchase Price:$777,000

Assumed vs Traditional Mortgage

Assumed @ 3.89%
$1,920/mo
Traditional @ 7.5%
$2,855/mo
You save $935/month ($11,224/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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