Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Pending

$825,000

($514,465 down)
VA

10551 Caminito Westchester, San Diego, CA 92126

4
2
1,948 sqft
PITI Monthly
$2,532.46 /mo

Listing courtesy of: Barbara Riley, Keller Williams Realty

Assumed Rate

3.02%
7.15%

Principal & Interest

$1,456 /mo
$2,327 /mo

What's Special

LOCATION
SPACIOUS
VAULTED CEILINGS
PATIO

Great Potential in this large, detached condo which boasts 1,948 sq ft of living space with no shared walls, offering privacy and plenty of room to grow. The downstairs features a large eat-in kitchen with a private patio just outside the sliding doors. The master bedroom is on the 1st level with a bathroom, and a spacious living room with vaulted ceilings—perfect for entertaining. Upstairs, you'll find 3 additional bedrooms and a full bathroom, plus a large loft/family room that could easily be converted into a 5th bedroom. The home is a cosmetic fixer, offering the perfect opportunity for a buyer to add sweat equity. Needs cleaning, painting, and new flooring—a great chance to put your personal touch on this property! Enjoy the convenience of a 2-car attached carport with direct access into the kitchen. OWNED SOLAR. This home is a fantastic opportunity for those looking to build instant equity in a sought-after location. Don’t miss out!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.02
Remaining Loan Term
25 years, 5 months
Monthly PITI
$2,532.46/mo
Estimated Loan Balance
$378,498
Cash to close
$514,465
Interest Paid
$45,391

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1979
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Sidewalks, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Mesa Village
  • HOA Amenities: Unknown
  • HOA Fee: $363
  • HOA Frequency: $Monthly
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $423.51
  • Tax Annual Amount: $10312.5
  • On Market Date: 2025-02-20T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $514,465 (62%)
You can enter any amount below - secondary financing will cover the difference if needed.
62%
$

You cover the entire equity of $514,465!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.02% Sellers Rate
$310,535
Your Cash:$514,465
Total Purchase Price:$825,000

Assumed vs Traditional Mortgage

Assumed @ 3.02%
$1,456/mo
Traditional @ 7.5%
$2,414/mo
You save $958/month ($11,491/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2501298

Listing From:

Last updated: 2025-03-15T23:59:27.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.02%
7.15%

Principal & Interest

$1,456 /mo
$2,327 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $514,465 (62%)
You can enter any amount below - secondary financing will cover the difference if needed.
62%
$

You cover the entire equity of $514,465!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.02% Sellers Rate
$310,535
Your Cash:$514,465
Total Purchase Price:$825,000

Assumed vs Traditional Mortgage

Assumed @ 3.02%
$1,456/mo
Traditional @ 7.5%
$2,414/mo
You save $958/month ($11,491/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.