Laura Jewett

Laura Jewett

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Closed

$285,000

($119,578 down)
FHA

1053 S STALACTITES Circle, Benson, AZ 85602

3
2
1,650 sqft
PITI Monthly
$1,176.46 /mo

Listing courtesy of: Alan Powers, Haymore Real Estate LLC

Assumed Rate

3.06%
7.15%

Principal & Interest

$748 /mo
$1,189 /mo

What's Special

DINING
SPACIOUS
MODERN
WALK-IN CLOSET
DOUBLE VANITY
CHARMING
COZY

Welcome to this charming 3-bedroom, 2-bathroom home with a thoughtful design and modern touches throughout. With a spacious 1,650 square feet, this residence offers a perfect blend of comfort and style. As you enter, you'll be greeted by an inviting open floor plan that seamlessly connects the kitchen, living room, and formal dining room. The kitchen boasts a large granite countertop island, perfect for entertaining or casual dining, providing a focal point that overlooks both the living and dining areas. The master bedroom is a true retreat, featuring newer flooring, a generously sized walk-in closet, and a master bathroom with a double vanity and a luxurious walk-in shower. The two additional bedrooms also offer ample space and showcase newer flooring, creating a cohesive and updated feel throughout the home. The second bathroom features a convenient tub/shower combo and plenty of countertop space, catering to both functionality and aesthetics. Step outside into the backyard, where an entertainer's paradise awaits. Enjoy the low-maintenance beauty of artificial turf, perfect for gatherings and play, complemented by a putting green for golf enthusiasts. Pavers add a touch of elegance, and the nighttime lighting creates a cozy ambiance for evening get-togethers. This home is not just a property; it's a lifestyle. With its modern features, spacious layout, and outdoor oasis, it's ready to welcome new homeowners seeking both comfort and style. Don't miss the opportunity to make this house your dream home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.06
Remaining Loan Term
26 years, 2 months
Monthly PITI
$1,176.46/mo
Estimated Loan Balance
$166,072
Cash to close
$119,578
Interest Paid
$19,829

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Refrigeration, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2011
Details
  • Builder: Meritage Homes

Community & HOA

Community
  • Subdivision: KARTCHNER VISTAS
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Kartchner Vistas
  • HOA Amenities: Unknown
  • HOA Fee: $111
  • HOA Frequency: $Quarterly
Location
  • Region: Benson

Financial Details

  • Price per Sqft: $172.73
  • Tax Annual Amount: $1847
  • On Market Date: 2024-07-04T07:04:03.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $119,578 (42%)
You can enter any amount below - secondary financing will cover the difference if needed.
42%
$

You cover the entire equity of $119,578!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$165,422
Your Cash$119,578
Total Purchase Price:$285,000

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$748/mo
Traditional @ 7.5%
$1,233/mo
You save $485/month ($5,824/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6645153

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-03-16T08:06:18.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.06%
7.15%

Principal & Interest

$748 /mo
$1,189 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $119,578 (42%)
You can enter any amount below - secondary financing will cover the difference if needed.
42%
$

You cover the entire equity of $119,578!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$165,422
Your Cash$119,578
Total Purchase Price:$285,000

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$748/mo
Traditional @ 7.5%
$1,233/mo
You save $485/month ($5,824/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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