Laura Jewett

Laura Jewett

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Under Contract

$385,000

($133,783 down)
FHA

104 Winnipeg Street, Lochbuie, CO 80603

3
2
1,120 sqft
PITI Monthly
$1,563.38 /mo

Listing courtesy of: Lidia Suarez, Colorado Home Realty

Assumed Rate

3.1%
7.15%

Principal & Interest

$1,148 /mo
$1,815 /mo

What's Special

FRESH PAINT
SHOPPING
ENTERTAINMENT
DINING
SPACIOUS
HOME OFFICE
DECK
FENCED YARD
NO HOA

**Bright, Spacious, and Full of Potential – Rare Full Basement & No HOA or LOT FEES!** Step into this warm and inviting home, where natural light fills the home. Thoughtfully designed with fresh paint inside and out, this home offers both comfort and functionality. The open kitchen is a true highlight, featuring reverse osmosis under the sink, well-maintained appliances, and natural light streaming in throughout the day—a perfect space to start your mornings or wind down in the evenings. The primary suite offers a peaceful retreat with an ensuite full bathroom and a private, split floor plan—a layout designed for comfort and privacy. What truly sets this home apart is the RARE, FULL BASEMENT with 9ft ceilings, and NO HOA OR LOT FEES! The basement is already partially framed with approved permits, it’s ready for your vision—expand your living space, create a home office, a gym, or a custom entertainment area. Outside, you'll find a deck, large fenced yard that provides endless possibilities, while the west-facing front gives you breathtaking morning sunlight and evening sunsets from your doorstep. Nestled in a vibrant community, this home is within minutes of shopping, dining, parks, and recreation. A short walk takes you to the nearby elementary school and park with quick access to I-76, makes commuting a breeze. A move-in-ready home with room to grow—all under $400K! Don’t miss this rare opportunity. Schedule your private showing today! Professional photos coming soon!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.1
Remaining Loan Term
26 years, 11 months
Monthly PITI
$1,563.38/mo
Estimated Loan Balance
$252,211
Cash to close
$133,783
Interest Paid
$24,888

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
Features
  • Materials: Frame, Other
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Linoleum

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Modular
Materials
  • Frame, Other
  • Roof: Composition
Condition
  • Year Built: 2000
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Lochbuie
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Lochbuie

Financial Details

  • Price per Sqft: $343.75
  • Tax Annual Amount: $902
  • On Market Date: 2025-03-11T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $133,783 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $133,783!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.1% Sellers Rate
$251,217
Your Cash$133,783
Total Purchase Price:$385,000

Assumed vs Traditional Mortgage

Assumed @ 3.1%
$1,148/mo
Traditional @ 7.5%
$1,883/mo
You save $735/month ($8,824/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC8511901

Listing From: recolorado

Last updated: 2025-03-20T05:19:19.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.1%
7.15%

Principal & Interest

$1,148 /mo
$1,815 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $133,783 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $133,783!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.1% Sellers Rate
$251,217
Your Cash$133,783
Total Purchase Price:$385,000

Assumed vs Traditional Mortgage

Assumed @ 3.1%
$1,148/mo
Traditional @ 7.5%
$1,883/mo
You save $735/month ($8,824/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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