Laura Jewett

Laura Jewett

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Closed

$419,000

($113,436 down)
FHA

104 S Overland Court, Payson, AZ 85541

4
2
1,610 sqft
PITI Monthly
$1,961.51 /mo

Listing courtesy of: Robert Huff, ERA-Young Realty & Investment

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,391 /mo
$2,209 /mo

What's Special

SERENE
DECK
CUL-DE-SAC
CHARMING

This charming 4-bedroom, 2-bath home offers 1610 square feet of comfortable living space in a serene cul-de-sac setting and is within walking distance of schools and the beautiful parks Payson has to offer. Surrounded by majestic tall pines, this property is a true four-season retreat. There is a large, fenced back yard with a covered deck, perfect for relaxing or entertaining. Just minutes to all the restaurants and stores. This home combines peaceful living with easy access to community amenities. Perfect for full time living or a weekend getaway. New Air Conditioner in 2022. Don't miss out!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.07
Remaining Loan Term
26 years, 9 months
Monthly PITI
$1,961.51/mo
Estimated Loan Balance
$353,384
Cash to close
$113,436
Interest Paid
$31,547

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Refrigeration
  • Heating: Propane
Features
  • Materials: Siding, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: Yes
  • Carport Spaces: 1
Water
  • Sewer: Sewer in & Cnctd
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family - Detached
  • Architectural Style:
Materials
  • Siding, Frame - Wood
  • Roof: Composition
Condition
  • Year Built: 1999
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: Forest Park
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name: Forest Park
  • HOA Amenities: Unknown
  • HOA Fee: $20
  • HOA Frequency: $Annually
Location
  • Region: Payson

Financial Details

  • Price per Sqft: $260.25
  • Tax Annual Amount: $2263.06
  • On Market Date: 2025-01-20T17:20:03.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $113,436 (27%)
You can enter any amount below - secondary financing will cover the difference if needed.
27%
$

You cover the entire equity of $113,436!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$305,564
Your Cash$113,436
Total Purchase Price:$419,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,391/mo
Traditional @ 7.5%
$2,291/mo
You save $900/month ($10,800/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6807827

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-02-03T23:07:27.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,391 /mo
$2,209 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $113,436 (27%)
You can enter any amount below - secondary financing will cover the difference if needed.
27%
$

You cover the entire equity of $113,436!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$305,564
Your Cash$113,436
Total Purchase Price:$419,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,391/mo
Traditional @ 7.5%
$2,291/mo
You save $900/month ($10,800/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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