Laura Jewett

Laura Jewett

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Closed

$365,000

($176,822 down)
FHA

104 S 9TH Street, Cottonwood, AZ 86326

3
2
1,272 sqft
PITI Monthly
$1,205.51 /mo

Listing courtesy of: Sylvia G Ray, Realty ONE Group, Mtn. Desert

Assumed Rate

2.83%
7.15%

Principal & Interest

$842 /mo
$1,378 /mo

What's Special

MASTER SUITE

Nestled in the heart of a vibrant community, this delightful 3-bedroom, 2-bathroom home offers both comfort and convenience. As you venture up to the property, be greeted by the expansive 24x40 attached steel garage, perfect for your vehicles and storage needs.Step inside to discover a user-friendly kitchen where cooking is a pleasure. Plenty of storage and counterspace. The home features an inside laundry room, simplifying your daily routine. Enclosed back porch connecting the garage to the home. Experience the privacy and comfort of the master suite, complete with an area designated for an office - ideal for those who work from home or desire a private study space. Family and guests will appreciate the full hall bath, ensuring convenience for everyone.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.83
Remaining Loan Term
25 years, 11 months
Monthly PITI
$1,205.51/mo
Estimated Loan Balance
$188,971
Cash to close
$176,822
Interest Paid
$22,545

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Natural Gas
Features
  • Materials: Wood Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: Yes
  • Carport Spaces: 6
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Site Built Single Family
  • Architectural Style: Ranch
Materials
  • Wood Frame
  • Roof: Composition
Condition
  • Year Built: 1974
Details
  • Builder: UNK

Community & HOA

Community
  • Subdivision: VALLEY VUE UNIT 2
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Cottonwood

Financial Details

  • Price per Sqft: $286.95
  • Tax Annual Amount: $830
  • On Market Date: 2024-06-02T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $176,822 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $176,822!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$188,178
Your Cash$176,822
Total Purchase Price:$365,000

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$842/mo
Traditional @ 7.5%
$1,430/mo
You save $588/month ($7,055/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PAR1064976

Listing From: paar

Last updated: 2024-10-08T04:05:23.000Z

© , paar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.83%
7.15%

Principal & Interest

$842 /mo
$1,378 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $176,822 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $176,822!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$188,178
Your Cash$176,822
Total Purchase Price:$365,000

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$842/mo
Traditional @ 7.5%
$1,430/mo
You save $588/month ($7,055/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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