Laura Jewett

Laura Jewett

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$400,000

($160,494 down)
FHA

10466 Wilmington Lane, Apple Valley, CA 92308

2
2
1,544 sqft
PITI Monthly
$1,860.72 /mo

Listing courtesy of: MATTHEW JERKINS, KELLER WILLIAMS REALTY

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,085 /mo
$1,748 /mo

What's Special

FIREPLACE
WALK-IN CLOSET
PATIO
MATURE TREES
LANDSCAPED

WELCOME HOME!!! HOME IS NOW VACANT, PROFESSIONALLY CLEANED AND READY FOR MOVE IN! BEAUTIFUL 1,544 square foot 2 BED 2bath home is situated on Ashwood Golf Course just behind the tee box on Birch 3. This incredible home also includes a BONUS ROOM that could easily be a 3rd bedroom, office, study, or playroom! The front yard is fully landscaped with mature trees and plants, sidewalks, rock scape, grass and curbing, stone-faced block wall around your gated, paver-stone patio, and more! Enter the home to find an open floor plan with an abundance of natural light. The kitchen features a large breakfast island with Corian counters and is open to the living room that features high ceilings, and an elegant stone fireplace. The large primary suite is situated on the back of the house with wide views of the golf course and includes a large ensuite bathroom with double sinks, walk-in shower and a HUGE walk-in closet! The second bedroom and bathroom are situated near the front of the home off the patio. Additional features include indoor laundry, plantation shutters throughout and a 2 Car Garage. The back yard is fully finished with a permitter block wall, covered patio, and low maintenance landscaping… and VIEWS!!! Don’t miss your opportunity to enjoy the incredible desert sunsets looking over the golf course from your new home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.96
Remaining Loan Term
26 years, 3 months
Monthly PITI
$1,860.72/mo
Estimated Loan Balance
$240,000
Cash to close
$160,494
Interest Paid
$27,592

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, Fireplaces, NaturalGas
Features
  • Materials: Frame, Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block, Vinyl
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: InGround, Association

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Modern, PatioHome
Materials
  • Frame, Unknown
  • Roof: Tile
Condition
  • Year Built: 2006
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Golf, Park, Suburban, Sidewalks, Gated
HOA
  • Has HOA: Yes
  • HOA Name: Solera at Apple Valley Community Association
  • HOA Amenities: Unknown
  • HOA Fee: $254
  • HOA Frequency: $Monthly
Location
  • Region: Apple Valley

Financial Details

  • Price per Sqft: $259.07
  • Tax Annual Amount: $5000
  • On Market Date: 2024-11-20T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $160,494 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $160,494!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$239,506
Your Cash$160,494
Total Purchase Price:$400,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,085/mo
Traditional @ 7.5%
$1,813/mo
You save $728/month ($8,730/year)

*Secondary financing rates are an estimated value based on input

MLS ID: IG24237089

Listing From:

Last updated: 2025-03-13T22:41:33.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,085 /mo
$1,748 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $160,494 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $160,494!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$239,506
Your Cash$160,494
Total Purchase Price:$400,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,085/mo
Traditional @ 7.5%
$1,813/mo
You save $728/month ($8,730/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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