Laura Jewett

Laura Jewett

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Closed

$895,000

($483,742 down)
FHA

10465 N Karen Avenue, Oak View, CA 93022

3
2
1,407 sqft
PITI Monthly
$2,870.32 /mo

Listing courtesy of: Rachelle Giuliani, Berkshire Hathaway HomeServices California Properties

Assumed Rate

3.72%
7.15%

Principal & Interest

$2,301 /mo
$3,367 /mo

What's Special

SPACIOUS
STAINLESS STEEL APPLIANCES
FIREPLACE
DECK
COZY

Nestled on a peaceful road, this pristine 3-bedroom, 2-bath home offers the perfect blend of comfort and convenience. Just minutes from the vibrant heart of Ojai and the coastline of Ventura, you can easily immerse yourself in the best of both worlds. The property is equipped with owned solar electric panels, ensuring energy efficiency while reducing your utility bills. Embrace the joys of sustainable living with raised garden beds ready for your homegrown produce and a delightful chicken coop ready for your flock of birds! The grounds are thoughtfully designed with drought-tolerant landscaping and fruit trees ( lemon, grapefruit, Pixie, Naval & blood orange, and apricot.) Step inside to discover an upgraded kitchen featuring custom, hand-picked stone floors, stainless steel appliances, and beautiful quartz countertops. The spacious living room invites gatherings with its cozy fireplace, skylights that fill the space with natural light, and ample room for entertaining friends and family. Retreat to the master bedroom, with an en-suite bathroom that has been nicely upgraded. Enjoy endless summer days in the above-ground pool or unwind in the hot tub, both surrounded by wood decking ideal for relaxing. The front yard offers stunning views, complemented by an outdoor fire pit, perfect for evenings under the stars. Don't miss the chance to make this Ojai retreat your own!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.72
Remaining Loan Term
21 years, 4 months
Monthly PITI
$2,870.32/mo
Estimated Loan Balance
$462,280
Cash to close
$483,742
Interest Paid
$146,775

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Tile, Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: AboveGround

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: Ranch
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 1973
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking
HOA
  • Has HOA: No
Location
  • Region: Oak View

Financial Details

  • Price per Sqft: $636.11
  • Tax Annual Amount: $
  • On Market Date: 2024-10-25T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $483,742 (54%)
You can enter any amount below - secondary financing will cover the difference if needed.
54%
$

You cover the entire equity of $483,742!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.72% Sellers Rate
$411,258
Your Cash:$483,742
Total Purchase Price:$895,000

Assumed vs Traditional Mortgage

Assumed @ 3.72%
$2,301/mo
Traditional @ 7.5%
$3,493/mo
You save $1,192/month ($14,309/year)

*Secondary financing rates are an estimated value based on input

MLS ID: V1-26220

Listing From:

Last updated: 2024-12-19T06:01:47.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.72%
7.15%

Principal & Interest

$2,301 /mo
$3,367 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $483,742 (54%)
You can enter any amount below - secondary financing will cover the difference if needed.
54%
$

You cover the entire equity of $483,742!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.72% Sellers Rate
$411,258
Your Cash:$483,742
Total Purchase Price:$895,000

Assumed vs Traditional Mortgage

Assumed @ 3.72%
$2,301/mo
Traditional @ 7.5%
$3,493/mo
You save $1,192/month ($14,309/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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