Laura Jewett

Laura Jewett

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Pending

$999,900

($561,952 down)
FHA

10431 Lesterford Avenue, Downey, CA 90241

3
3
1,633 sqft
PITI Monthly
$3,802.8 /mo

Listing courtesy of: Luther Sanchez, Century 21 Allstars

Assumed Rate

3.62%
7.15%

Principal & Interest

$2,203 /mo
$3,264 /mo

What's Special

SPACIOUS
GRANITE COUNTERTOPS
CHARMING
COZY

Nestled in the prestigious North East Downey neighborhood, this charming corner-lot home offers the perfect blend of comfort and elegance. Step inside to a spacious formal living room, perfect for gatherings, and a beautifully designed kitchen complete with a large island featuring a built-in stove, granite countertops, and wood cabinetry under soft recessed lighting. Adjacent is a cozy family room ideal for entertaining, ensuring a seamless flow of space throughout. The home boasts three generously sized bedrooms with ample storage, three bathrooms, and an indoor laundry area adds to your daily convenience. Outside, unwind in the expansive backyard, featuring a refreshing pool and plenty of space for outdoor fun. Completing this home is an attached two-car garage, making it both practical and inviting. Centrally located near the 605fwy, schools, and your favorite eateries. Don’t miss your opportunity to make this dream home yours.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.62
Remaining Loan Term
24 years, 11 months
Monthly PITI
$3,802.8/mo
Estimated Loan Balance
$572,724
Cash to close
$561,952
Interest Paid
$84,571

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SewerTapPaid
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1953
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, StormDrains, StreetLights
HOA
  • Has HOA: No
Location
  • Region: Downey

Financial Details

  • Price per Sqft: $612.31
  • Tax Annual Amount: $12498.8
  • On Market Date: 2024-11-06T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $561,952 (56%)
You can enter any amount below - secondary financing will cover the difference if needed.
56%
$

You cover the entire equity of $561,952!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$437,948
Your Cash:$561,952
Total Purchase Price:$999,900

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$2,203/mo
Traditional @ 7.5%
$3,386/mo
You save $1,183/month ($14,199/year)

*Secondary financing rates are an estimated value based on input

MLS ID: DW24215523

Listing From:

Last updated: 2025-03-27T18:06:45.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.62%
7.15%

Principal & Interest

$2,203 /mo
$3,264 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $561,952 (56%)
You can enter any amount below - secondary financing will cover the difference if needed.
56%
$

You cover the entire equity of $561,952!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$437,948
Your Cash:$561,952
Total Purchase Price:$999,900

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$2,203/mo
Traditional @ 7.5%
$3,386/mo
You save $1,183/month ($14,199/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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