Laura Jewett

Laura Jewett

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Closed

$2,200,000

($1,002,680 down)
VA

1040 Ramona Avenue, San Jose, CA 95125

4
3
2,053 sqft
PITI Monthly
$7,991.68 /mo

Listing courtesy of: Sandy Albanese, Compass

Assumed Rate

2.77%
7.15%

Principal & Interest

$5,400 /mo
$8,911 /mo

What's Special

REMODELED
MODERN
RENOVATED
LUXURY
FINISHED BASEMENT

Discover Your Dream Home in Willow Glen! Stunning Remodeled Home! - A True Gem. Unparalleled Luxury Meets Timeless Charm! Meticulously transformed. This extraordinary 4 bedroom, 3 bath home boasts a gourmet kitchen with state-of-the-art modern appliances and an expansive walk-in pantry. Featuring three fully renovated bathrooms and stunning fixtures that add architectural elegance. This property showcases a harmonious light-tone interior design with a breathtaking contrasting floor that elevates the entire living space. The outdoor oasis includes professionally manicured front and backyards, an oversized driveway, and a finished detached garage. As an added bonus, the finished basement provides additional versatile living space. This Willow Glen masterpiece seamlessly blends modern sophistication with neighborhood character. Every detail tells a story of refined living, creating a home that is both luxurious and inviting. Enjoy living in the heart of Willow Glen and walk to shops and a variety of restaurants. You can't help but soak up the culture of this boutique community. Don't miss your chance to own this exceptional property - where comfort, style, and quality converge. Welcome​​‌​​​​‌​​‌‌​​‌​​​‌‌​​‌‌​‌​​​‌​‌​‌​​​​​‌ home!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.77
Remaining Loan Term
25 years, 10 months
Monthly PITI
$7,991.68/mo
Estimated Loan Balance
$1,205,190
Cash to close
$1,002,680
Interest Paid
$145,361

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Composition, Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary
Materials
  • Stucco
  • Roof: Composition, Shingle
Condition
  • Year Built: 1924
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: San Jose

Financial Details

  • Price per Sqft: $1,071.6
  • Tax Annual Amount: $27500
  • On Market Date: 2025-02-13T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $1,002,680 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $1,002,680!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$1,197,320
Your Cash$1,002,680
Total Purchase Price:$2,200,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$5,400/mo
Traditional @ 7.5%
$9,243/mo
You save $3,843/month ($46,116/year)

*Secondary financing rates are an estimated value based on input

MLS ID: ML81992656

Listing From:

Last updated: 2025-03-20T21:11:35.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.77%
7.15%

Principal & Interest

$5,400 /mo
$8,911 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $1,002,680 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $1,002,680!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$1,197,320
Your Cash$1,002,680
Total Purchase Price:$2,200,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$5,400/mo
Traditional @ 7.5%
$9,243/mo
You save $3,843/month ($46,116/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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