Laura Jewett

Laura Jewett

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Closed

$350,000

($92,938 down)
FHA

1039 Ash Street NE, Lonsdale, MN 55046

3
3
1,560 sqft
PITI Monthly
$1,825.42 /mo

Listing courtesy of: , Keller Williams Premier Realty

Assumed Rate

2.9%
7.15%

Principal & Interest

$1,185 /mo
$1,923 /mo

What's Special

DINING
WALK-IN CLOSET
DECK
PRIVATE BACKYARD

Wonderfully updated and meticulously kept townhome with no association fees. This home is only 3 years old and is still under new construction warranties. Walk in to the main level family room and enjoy the view out of the dining room to the private backyard with a pond view, or enjoy the quiet view from the new Timbertech deck. The kitchen has been updated with new appliances and a new sink. There is ample storage in the kitchen and an island for additional seating. On the upper level you will find a large owner's suite, including a walk-in closet and private master bathroom with double vanities and a walk-in shower. There are two additional bedrooms upstairs, the laundry room and an additional full bathroom. Throughout the house you will enjoy many smart features including a full home security system. Enjoy additional space in the full walk-out basement that is ready to be finished for additional space and equity. This home also has a great three car heated & insulated garage. Assumable loan with a 3.5% interest rate.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.9
Remaining Loan Term
26 years, 7 months
Monthly PITI
$1,825.42/mo
Estimated Loan Balance
$313,590
Cash to close
$92,938
Interest Paid
$27,188

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Chain Link, Full
Roof
  • Roof: Age 8 Years or Less
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Townhouse Side x Side
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Age 8 Years or Less
Condition
  • Year Built: 2021
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Harvest Pond 2nd Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Lonsdale

Financial Details

  • Price per Sqft: $224.36
  • Tax Annual Amount: $3468
  • On Market Date: 2024-08-21T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $92,938 (27%)
You can enter any amount below - secondary financing will cover the difference if needed.
27%
$

You cover the entire equity of $92,938!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$257,062
Your Cash$92,938
Total Purchase Price:$350,000

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$1,185/mo
Traditional @ 7.5%
$1,994/mo
You save $809/month ($9,713/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6586408

Listing From: northstar

Last updated: 2024-11-22T21:02:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.9%
7.15%

Principal & Interest

$1,185 /mo
$1,923 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $92,938 (27%)
You can enter any amount below - secondary financing will cover the difference if needed.
27%
$

You cover the entire equity of $92,938!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$257,062
Your Cash$92,938
Total Purchase Price:$350,000

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$1,185/mo
Traditional @ 7.5%
$1,994/mo
You save $809/month ($9,713/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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