Laura Jewett

Laura Jewett

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Closed

$1,199,000

($630,832 down)
FHA

10367 Chaparral Drive, Santee, CA 92071

4
3
2,544 sqft
PITI Monthly
$3,818.42 /mo

Listing courtesy of: Richard Watson, Swanson Real Estate

Assumed Rate

3.94%
7.15%

Principal & Interest

$3,133 /mo
$4,465 /mo

What's Special

SERENE
DINING
SPACIOUS
PATIO
BALCONY
CUL-DE-SAC

Experience the Santee Lifestyle in this Stunning Cul-de-sac Home! Situated between Carlton Hills and Eucalyptus Hills, this serene neighborhood offers the perfect setting for family living. With over 2,500 square feet of living space on a sprawling lot, this 4-bedroom home has the potential for a 5th bedroom, accommodating growing families or those needing extra space. Highlights include: Top-rated schools in the Santee School District, ensuring excellent educational opportunities. Proximity to Santee Lakes, ideal for fishing, camping, and outdoor adventures. A spacious entertainer’s kitchen with an island, seamlessly flowing into the outdoor dining area under a covered patio. A cement pad ready for a spa, offering relaxation potential. A yard designed for play and pets, with plenty of room to roam. Scenic hiking trails within walking distance and stunning mountain and hillside views. Picturesque sunrises and sunsets from the balcony off the primary bedroom. A large 3-car garage for ample storage and parking. Enjoy 4th of July fireworks right from the comfort of your own neighborhood. This home is a true gem for those looking to enjoy the best of Santee living in a tranquil cul-de-sac setting.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.94
Remaining Loan Term
22 years, 9 months
Monthly PITI
$3,818.42/mo
Estimated Loan Balance
$641,434
Cash to close
$630,832
Interest Paid
$175,843

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1999
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Curbs, DogPark, Foothills, Fishing, Hiking, Lake, Sidewalks, Park
HOA
  • Has HOA: No
Location
  • Region: Santee

Financial Details

  • Price per Sqft: $471.31
  • Tax Annual Amount: $14987.5
  • On Market Date: 2025-01-16T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $630,832 (53%)
You can enter any amount below - secondary financing will cover the difference if needed.
53%
$

You cover the entire equity of $630,832!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.94% Sellers Rate
$568,168
Your Cash:$630,832
Total Purchase Price:$1,199,000

Assumed vs Traditional Mortgage

Assumed @ 3.94%
$3,133/mo
Traditional @ 7.5%
$4,632/mo
You save $1,498/month ($17,979/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2500519

Listing From:

Last updated: 2025-03-19T18:51:41.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.94%
7.15%

Principal & Interest

$3,133 /mo
$4,465 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $630,832 (53%)
You can enter any amount below - secondary financing will cover the difference if needed.
53%
$

You cover the entire equity of $630,832!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.94% Sellers Rate
$568,168
Your Cash:$630,832
Total Purchase Price:$1,199,000

Assumed vs Traditional Mortgage

Assumed @ 3.94%
$3,133/mo
Traditional @ 7.5%
$4,632/mo
You save $1,498/month ($17,979/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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