Laura Jewett

Laura Jewett

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Closed

$865,000

($526,649 down)
VA

1035 Bridle Path Way, Oceanside, CA 92057

3
2
1,266 sqft
PITI Monthly
$2,998.03 /mo

Listing courtesy of: Pat Camerena, First Team Real Estate

Assumed Rate

3.57%
7.15%

Principal & Interest

$1,880 /mo
$2,804 /mo

What's Special

DINING
SPACIOUS
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
BREAKFAST NOOK
FIREPLACE
PATIO
PLAYGROUND
CUL-DE-SAC
CHARMING
COZY
LOW HOA FEES

Welcome to this beautifully maintained single-level pool home, nestled on a quiet double cul-de-sac. As you step inside, you're greeted by a family room featuring a charming fireplace, creating a cozy atmosphere. The adjacent dining room flows into the spacious kitchen, which is designed for both function and style. Enjoy granite countertops, warm wood cabinetry, stainless steel appliances, and a garden window that lets natural light pour in. There’s plenty of space in the kitchen for a butcher-block table or a casual breakfast nook to enjoy your morning coffee. Step through the sliding doors from the dining area or kitchen doorway onto a large covered patio that leads to the pool area—perfect for entertaining guests or relaxing in privacy. The primary bedroom offers a peaceful retreat with a sliding door opening directly to the patio and pool, while the ensuite bath features dual sinks, a tiled tub-shower combo, and a unique half-round window that brightens the space with natural light. The pool area is the ideal spot for enjoying sunny days with friends and family. It has been meticulously maintained, with a new pool pump and heater, as well as fresh pool plastering. Additional upgrades include interior paint, the addition of AC, a beautifully crafted planter wall around the patio and pool, a newer hot water heater, and a fenced perimeter for added privacy. Located just minutes from the beach and within walking distance to the picturesque Guajome County Park, which boasts hiking trails, playgrounds, and picnic areas, this home is truly a gem. With low HOA fees of just $30/month, this property offers both convenience and tranquility. Don’t miss the opportunity to make this stunning home yours!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.57
Remaining Loan Term
21 years, 4 months
Monthly PITI
$2,998.03/mo
Estimated Loan Balance
$341,821
Cash to close
$526,649
Interest Paid
$117,033

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: Yes
  • Pool Features: InGround, Private

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1988
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Hiking, Lake, Park
HOA
  • Has HOA: Yes
  • HOA Name: Mission Ranch
  • HOA Amenities: Unknown
  • HOA Fee: $30
  • HOA Frequency: $Monthly
Location
  • Region: Oceanside

Financial Details

  • Price per Sqft: $683.25
  • Tax Annual Amount: $10812.5
  • On Market Date: 2025-02-13T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $526,649 (61%)
You can enter any amount below - secondary financing will cover the difference if needed.
61%
$

You cover the entire equity of $526,649!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.57% Sellers Rate
$338,351
Your Cash:$526,649
Total Purchase Price:$865,000

Assumed vs Traditional Mortgage

Assumed @ 3.57%
$1,880/mo
Traditional @ 7.5%
$2,908/mo
You save $1,028/month ($12,335/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2501456

Listing From:

Last updated: 2025-03-19T12:28:07.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.57%
7.15%

Principal & Interest

$1,880 /mo
$2,804 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $526,649 (61%)
You can enter any amount below - secondary financing will cover the difference if needed.
61%
$

You cover the entire equity of $526,649!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.57% Sellers Rate
$338,351
Your Cash:$526,649
Total Purchase Price:$865,000

Assumed vs Traditional Mortgage

Assumed @ 3.57%
$1,880/mo
Traditional @ 7.5%
$2,908/mo
You save $1,028/month ($12,335/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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