Laura Jewett

Laura Jewett

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$649,900

($219,658 down)
VA

10350 Caminito Cuervo UNIT 75, San Diego, CA 92108

2
2
1,153 sqft
PITI Monthly
$2,878.12 /mo

Listing courtesy of: Christopher Young, New Palace Realty

Assumed Rate

3.02%
7.15%

Principal & Interest

$2,014 /mo
$3,217 /mo

What's Special

SPACIOUS
MODERN
GRANITE COUNTERTOPS
WALK-IN CLOSET
MASTER SUITE
CLUBHOUSE
FITNESS CENTER

This beautifully updated 2-bedroom, 2-bathroom corner end unit in Mission Ridge is light-filled and offers modern features throughout. The kitchen is a standout with newer cabinets, an induction stove, a convection oven, and granite countertops. Beautiful flooring runs throughout, complemented by newer dual-pane windows with noise-reduction technology. Custom blinds in the living room and recessed accent lighting enhance the space, while ceiling fans are installed in every room. The spacious master suite includes a large walk-in closet. Both bathrooms have been upgraded with new fixtures. The unit also includes interior laundry for added convenience. Fantastic amenities such as a swimming pool, spa, fitness center, tennis and pickleball courts, racquetball courts, saunas, a clubhouse, and picnic areas. Pet owners will appreciate the dedicated waste areas and enclosed dog run. The HOA covers maintenance of common areas, landscaping, exterior building upkeep, sewer, gas, water (including hot water), trash pickup, termite prevention, and limited insurance. FHA and VA approved!! Don’t miss out on this rare opportunity in a well-maintained, amenity-rich community!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.02
Remaining Loan Term
25 years, 6 months
Monthly PITI
$2,878.12/mo
Estimated Loan Balance
$433,942
Cash to close
$219,658
Interest Paid
$61,673

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, Fireplaces
Features
  • Materials: Adobe
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 1
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Adobe
  • Roof: Unknown
Condition
  • Year Built: 1978
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Mission Valley
  • Features: StormDrains, StreetLights, Sidewalks, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Mission Ridge Condo Assoc
  • HOA Amenities: Unknown
  • HOA Fee: $440
  • HOA Frequency: $Monthly
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $563.66
  • Tax Annual Amount: $8123.75
  • On Market Date: 2025-02-28T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $219,658 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $219,658!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.02% Sellers Rate
$430,242
Your Cash$219,658
Total Purchase Price:$649,900

Assumed vs Traditional Mortgage

Assumed @ 3.02%
$2,014/mo
Traditional @ 7.5%
$3,337/mo
You save $1,324/month ($15,886/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW25042844

Listing From:

Last updated: 2025-04-01T13:52:40.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.02%
7.15%

Principal & Interest

$2,014 /mo
$3,217 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $219,658 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $219,658!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.02% Sellers Rate
$430,242
Your Cash$219,658
Total Purchase Price:$649,900

Assumed vs Traditional Mortgage

Assumed @ 3.02%
$2,014/mo
Traditional @ 7.5%
$3,337/mo
You save $1,324/month ($15,886/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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