Laura Jewett

Laura Jewett

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$1,250,000

($273,937 down)
FHA

1032 Via Sinuoso, Chula Vista, CA 91910

5
4
2,671 sqft
PITI Monthly
$8,269.4 /mo

Listing courtesy of: Thomas Valdez, i2i Real Estate & Mortgage

Assumed Rate

6.47%
7.15%

Principal & Interest

$6,264 /mo
$6,714 /mo

What's Special

REMODELED
SHOPPING
SPACIOUS
MODERN
LUXURY
CUL-DE-SAC
SOLAR PANELS

Welcome to the highly sought-after Rancho Del Rey community, where you can experience the best of East Chula Vista without the burden of HOA fees or Mello Roos. This fully remodeled home, situated near a cul-de-sac, boasts 5 spacious bedrooms, 3.5 luxurious bathrooms, and a thoughtfully designed floor plan that seamlessly combines modern elegance with everyday practicality. The newly finished master en suite on the first floor offers the perfect blend of convenience and opulence. As you step inside, you're immediately greeted by the warmth of premium Cali luxury vinyl flooring that runs throughout the home. The exquisite new kitchen is a true centerpiece, featuring a 48-inch stove, sleek quartz countertops, a striking waterfall island, custom cabinetry, and state-of-the-art appliances. For added convenience, an RO system provides purified, clean drinking water right at your fingertips. The open-concept layout flows seamlessly, leading to a low-maintenance backyard through oversized sliding doors. Custom wainscoting adds a touch of elegance, making this home ideal for effortless indoor-outdoor living and year-round entertaining. Natural light pours in through newly installed wood shutters, while recessed lighting creates an inviting atmosphere ideal for any occasion. The bathrooms are equally impressive, featuring contemporary designs and top-of-the-line fixtures for a spa-like experience in the comfort of your own home. Additional highlights include a two-car garage with extra space for an RV or boat, along with eco-friendly upgrades such as a Tesla charger, solar panels, and two power walls—all transferable. Conveniently located near top-rated schools, parks, and shopping. This home offers easy access to everything Chula Vista has to offer, making it the perfect place to call home.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.47
Remaining Loan Term
28 years, 4 months
Monthly PITI
$8,269.4/mo
Estimated Loan Balance
$978,049
Cash to close
$273,937
Interest Paid
$106,240

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 4
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 2001
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Park, StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $467.99
  • Tax Annual Amount: $15625
  • On Market Date: 2025-03-13T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $273,937 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $273,937!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.47% Sellers Rate
$976,063
Your Cash$273,937
Total Purchase Price:$1,250,000

Assumed vs Traditional Mortgage

Assumed @ 6.47%
$6,264/mo
Traditional @ 7.5%
$6,964/mo
You save $701/month ($8,409/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2501816

Listing From:

Last updated: 2025-03-28T18:21:14.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.47%
7.15%

Principal & Interest

$6,264 /mo
$6,714 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $273,937 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $273,937!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.47% Sellers Rate
$976,063
Your Cash$273,937
Total Purchase Price:$1,250,000

Assumed vs Traditional Mortgage

Assumed @ 6.47%
$6,264/mo
Traditional @ 7.5%
$6,964/mo
You save $701/month ($8,409/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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