Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Closed

$899,000

($663,116 down)
VA

10315 Settle Road, Santee, CA 92071

6
3
2,340 sqft
PITI Monthly
$1,280.14 /mo

Listing courtesy of: Joshuwa Royer, Steele Canyon Realty

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,063 /mo
$1,689 /mo

What's Special

LOCATION
MODERN
HOME OFFICE
RENTAL INCOME

Nestled in the highly desirable community of Santee, this remarkable six-bedroom, three-bathroom property presents a unique opportunity for those seeking a perfect blend of comfort and convenience. ***With many recent upgrades, including a newer heating and air unit within the last 4 years.*** A BIG standout for the property is the potential for short term or long term rental income, with a separate upstairs studio with it's own separate exterior access. Located within walking distance to the scenic Santee Lakes and the extensive network of hiking and mountain biking trails surrounding them, this home invites outdoor enthusiasts and nature lovers to experience the beauty of the area. The property's prime location offers not only proximity to nature but also easy access to the vibrant amenities of Santee, creating a perfect balance between suburban tranquility and urban convenience. With Santana and West Hills high schools in close proximity, families will appreciate the convenience of education options within reach. The main residence features five well-appointed bedrooms, providing ample space for a growing family or those in need of dedicated home office spaces. The three bathrooms contribute to the overall comfort and functionality of the home. One of the standout features of this property is the potential for RV or boat parking, offering flexibility for the adventurous enthusiasts or those with specific storage needs. The additional studio, boasting separate exterior access to the upstairs unit, adds a layer of versatility to the property. Whether utilized as a potential rental income source or as a space for a multigenerational family, this studio enhances the property's appeal by providing a private and self-contained living space. Seize the opportunity to own a home that not only meets the functional needs of a modern family but also provides access to the natural beauty and recreational opportunities that make Santee a sought-after community.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.07
Remaining Loan Term
26 years, 8 months
Monthly PITI
$1,280.14/mo
Estimated Loan Balance
$250,000
Cash to close
$663,116
Interest Paid
$24,709

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 6
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1960
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Curbs, Foothills, Fishing, Hiking, Lake, StormDrains, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Santee

Financial Details

  • Price per Sqft: $384.19
  • Tax Annual Amount: $
  • On Market Date: 2024-08-19T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $663,116 (74%)
You can enter any amount below - secondary financing will cover the difference if needed.
74%
$

You cover the entire equity of $663,116!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$235,884
Your Cash:$663,116
Total Purchase Price:$899,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,063/mo
Traditional @ 7.5%
$1,751/mo
You save $688/month ($8,256/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2404942

Listing From:

Last updated: 2024-12-05T04:37:49.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,063 /mo
$1,689 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $663,116 (74%)
You can enter any amount below - secondary financing will cover the difference if needed.
74%
$

You cover the entire equity of $663,116!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$235,884
Your Cash:$663,116
Total Purchase Price:$899,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,063/mo
Traditional @ 7.5%
$1,751/mo
You save $688/month ($8,256/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.