Laura Jewett

Laura Jewett

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Closed

$210,000

($130,281 down)
FHA

1023 Sherburne Avenue, Saint Paul, MN 55104

2
1
816 sqft
PITI Monthly
$965.8 /mo

Listing courtesy of: , Edina Realty, Inc.

Assumed Rate

4%
7.15%

Principal & Interest

$523 /mo
$740 /mo

What's Special

SHOPPING
DINING
MODERN
HARDWOOD FLOORS
STAINLESS STEEL APPLIANCES
DECK
CHARMING

Welcome to 1023 Sherburne Avenue. A perfect blend of updates for modern living and the warm character of a craftsman bungalow. Hardwood floors and trim, 3 panel doors, a built-in buffet and a welcoming south facing front porch detail the craftsman side of things. The home updates include: an updated kitchen with pantry space and stainless steel appliances (Refrigerator new in 2024 and gas range new in 2019); a ceramic tiled updated bath; new high efficiency furnace and AC in 2021 and much more. The many garden areas and planting boxes are amazing- tons of perennials. A large deck overlooks the lush back yard. The home has a combination of privacy fencing and front fencing. There is an unfinished walk-up attic too. Conveniently located, close to dining, shopping, the light rail, and both cities. You're going to love this charming home.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4
Remaining Loan Term
17 years, 4 months
Monthly PITI
$965.8/mo
Estimated Loan Balance
$80,487
Cash to close
$130,281
Interest Paid
$48,352

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Fiber Cement
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Chain Link, Full, Privacy, Wood
Roof
  • Roof: Age Over 8 Years, Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Fiber Cement
  • Roof: Age Over 8 Years, Asphalt
Condition
  • Year Built: 1922
Details
  • Builder:

Community & HOA

Community
  • Subdivision: American Bldg Co 1
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Saint Paul

Financial Details

  • Price per Sqft: $257.35
  • Tax Annual Amount: $2578
  • On Market Date: 2024-10-25T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $130,281 (62%)
You can enter any amount below - secondary financing will cover the difference if needed.
62%
$

You cover the entire equity of $130,281!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4% Sellers Rate
$79,719
Your Cash:$130,281
Total Purchase Price:$210,000

Assumed vs Traditional Mortgage

Assumed @ 4%
$523/mo
Traditional @ 7.5%
$768/mo
You save $245/month ($2,936/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6618988

Listing From: northstar

Last updated: 2024-11-27T16:55:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4%
7.15%

Principal & Interest

$523 /mo
$740 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $130,281 (62%)
You can enter any amount below - secondary financing will cover the difference if needed.
62%
$

You cover the entire equity of $130,281!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4% Sellers Rate
$79,719
Your Cash:$130,281
Total Purchase Price:$210,000

Assumed vs Traditional Mortgage

Assumed @ 4%
$523/mo
Traditional @ 7.5%
$768/mo
You save $245/month ($2,936/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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