Laura Jewett

Laura Jewett

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Closed

$499,000

($362,042 down)
FHA

10226 Royal Ann St, Oakland, CA 94603

2
1
1,063 sqft
PITI Monthly
$1,222.63 /mo

Listing courtesy of: Nora Moakher, Coldwell Banker Realty

Assumed Rate

3.99%
7.15%

Principal & Interest

$919 /mo
$1,302 /mo

What's Special

ENTERTAINMENT
DINING
SPACIOUS
MODERN
HARDWOOD FLOORS
FIREPLACE
PATIO

Open Sat 11/30 & Sunday 12/1, 1-3 PM. Understated elegance and great flow of space in this light-filled bungalow on a tree-lined street. From the front entryway and a nice green lawn, the pathway leads to a welcoming front porch with classic iron railing. The spacious living room has hardwood floors and central fireplace and is adjacent to dining room bathed in light, perfect for gatherings and entertainment. Nicely configured kitchen has contemporary features and plenty of cabinet space with reimagined solid countertops. Built-in shelves, modern light-fixtures and plenty of space make the kitchen both inviting & highly functional. The two bedrooms are tucked in the private end of the home next to the bathroom, each with wood floors and plenty of light. The central hallway has access to a side yard with parking for multiple cars, while detached garage provides ample space for storage. With a built-in workbench for tinkering, this is a perfect place to embrace a fun hobby... or look into potential for ADU conversion. Prepare to be wowed by the fun, private back yard combining fruit trees, nice grassy lawn, spacious patio and a rich display of succulents. Located near local and regional parks, hiking grounds, minutes to downtown Oakland and San Leandro, and the best of the Bay.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.99
Remaining Loan Term
16 years, 10 months
Monthly PITI
$1,222.63/mo
Estimated Loan Balance
$213,799
Cash to close
$362,042
Interest Paid
$87,547

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Unknown
  • Heating: NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: Bungalow
Materials
  • Stucco
  • Roof: Shingle
Condition
  • Year Built: 1941
Details
  • Builder:

Community & HOA

Community
  • Subdivision: ELMHURST
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Oakland

Financial Details

  • Price per Sqft: $469.43
  • Tax Annual Amount: $
  • On Market Date: 2024-11-18T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $362,042 (73%)
You can enter any amount below - secondary financing will cover the difference if needed.
73%
$

You cover the entire equity of $362,042!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.99% Sellers Rate
$136,958
Your Cash:$362,042
Total Purchase Price:$499,000

Assumed vs Traditional Mortgage

Assumed @ 3.99%
$919/mo
Traditional @ 7.5%
$1,351/mo
You save $431/month ($5,177/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 41079194

Listing From:

Last updated: 2025-01-14T00:57:33.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.99%
7.15%

Principal & Interest

$919 /mo
$1,302 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $362,042 (73%)
You can enter any amount below - secondary financing will cover the difference if needed.
73%
$

You cover the entire equity of $362,042!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.99% Sellers Rate
$136,958
Your Cash:$362,042
Total Purchase Price:$499,000

Assumed vs Traditional Mortgage

Assumed @ 3.99%
$919/mo
Traditional @ 7.5%
$1,351/mo
You save $431/month ($5,177/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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