Laura Jewett

Laura Jewett

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$294,900

($20,307 down)
VA

1019 1st Street S, Sartell, MN 56377

2
2
1,351 sqft
PITI Monthly
$2,226.39 /mo

Listing courtesy of: , Edina Realty, Inc.

Assumed Rate

6.81%
7.15%

Principal & Interest

$1,813 /mo
$1,876 /mo

What's Special

PATIO

This is LOAN IS ASSUMABLE! IT IS A VA LOAN AND A QUALIFIED BUYER CAN ASSUME THE LOAN AND INTEREST RATE. Patio homes are fully main-floor living with NO STAIRS. That makes this house an easy choice for buyers who need no stairs. Clean and nice and walking distance to all things convenient and entertaining, this house located on the trails is an easy choice for anybody. Mowing and snow removal are done for you.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.81
Remaining Loan Term
28 years, 5 months
Monthly PITI
$2,226.39/mo
Estimated Loan Balance
$275,597
Cash to close
$20,307
Interest Paid
$29,714

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Family Room, Gas
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Age 8 Years or Less
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Age 8 Years or Less
Condition
  • Year Built: 2004
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Rolling Green 4
  • Features: Fully Wheelchair
HOA
  • Has HOA: Yes
  • HOA Name: Torborg Builders
  • HOA Amenities: Unknown
  • HOA Fee: $50
  • HOA Frequency: $Monthly
Location
  • Region: Sartell

Financial Details

  • Price per Sqft: $218.28
  • Tax Annual Amount: $3164
  • On Market Date: 2024-10-01T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $20,307 (7%)
You can enter any amount below - secondary financing will cover the difference if needed.
7%
$

You cover the entire equity of $20,307!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.81% Sellers Rate
$274,593
Your Cash$20,307
Total Purchase Price:$294,900

Assumed vs Traditional Mortgage

Assumed @ 6.81%
$1,813/mo
Traditional @ 7.5%
$1,946/mo
You save $133/month ($1,600/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6610590

Listing From: northstar

Last updated: 2025-03-06T02:16:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.81%
7.15%

Principal & Interest

$1,813 /mo
$1,876 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $20,307 (7%)
You can enter any amount below - secondary financing will cover the difference if needed.
7%
$

You cover the entire equity of $20,307!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.81% Sellers Rate
$274,593
Your Cash$20,307
Total Purchase Price:$294,900

Assumed vs Traditional Mortgage

Assumed @ 6.81%
$1,813/mo
Traditional @ 7.5%
$1,946/mo
You save $133/month ($1,600/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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