Laura Jewett

Laura Jewett

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Closed

$725,000

($576,921 down)
FHA

10193 Caminito Jovial, San Diego, CA 92126

3
2
1,264 sqft
PITI Monthly
$2,474.03 /mo

Listing courtesy of: Amanda Yeater, RC Realty of San Diego

Assumed Rate

6.12%
7.15%

Principal & Interest

$1,345 /mo
$1,496 /mo

What's Special

LOCATION
MODERN
PATIO
EFFICIENT

VALUE RANGE OF $699,000-$725,000! Welcome to this beautifully updated 3-bedroom, 1.5-bathroom condo offering 1,264 sq. ft. of comfortable living space. This two-story residence boasts a thoughtful layout with all bedrooms conveniently located upstairs, providing privacy and separation from the main living areas. Step inside to discover fresh new paint throughout, stylish vinyl plank flooring on the main level, and plush new carpet upstairs. The brand-new kitchen shines with quartz countertops, sleek new appliances, and a functional layout perfect for preparing meals for family and friends. Stay comfortable year-round with mini splits featuring energy-efficient heating and air conditioning, complemented by dual-pane vinyl windows. This home includes one covered parking spot and an additional assigned space for your convenience. Extra storage on the patio adds even more practicality. HOA fees include water, making this home an even greater value. Nestled in a welcoming community, residents enjoy access to a sparkling pool and relaxing hot tub—perfect for unwinding or entertaining. This move-in-ready home offers modern updates, practical features, and a prime location. Don't miss out—schedule your showing today! Broker and Broker Agents do not represent or guarantee accuracy of the square footage, permitted or unpermitted space, bd/ba count, lot size/dimensions, schools, or other information concerning the conditions or features of the property. Buyer is advised to independently verify the accuracy of all information through personal inspection & w/ appropriate professionals to satisfy themselves

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.12
Remaining Loan Term
13 years, 4 months
Monthly PITI
$2,474.03/mo
Estimated Loan Balance
$158,330
Cash to close
$576,921
Interest Paid
$194,429

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Electric, HighEfficiency, SeeRemarks, Zoned
  • Heating: Electric, HighEfficiency, Zoned
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: SeeRemarks
Pool
  • Has Pool: No
  • Pool Features: Community

Construction

Type & Style
  • Stories: 2
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 1975
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Mira Mesa
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Quest
  • HOA Amenities: Unknown
  • HOA Fee: $475
  • HOA Frequency: $Monthly
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $573.58
  • Tax Annual Amount: $9062.5
  • On Market Date: 2025-01-16T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $576,921 (80%)
You can enter any amount below - secondary financing will cover the difference if needed.
80%
$

You cover the entire equity of $576,921!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.12% Sellers Rate
$148,079
Your Cash:$576,921
Total Purchase Price:$725,000

Assumed vs Traditional Mortgage

Assumed @ 6.12%
$1,345/mo
Traditional @ 7.5%
$1,552/mo
You save $207/month ($2,480/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250001469SD

Listing From:

Last updated: 2025-03-18T20:02:54.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.12%
7.15%

Principal & Interest

$1,345 /mo
$1,496 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $576,921 (80%)
You can enter any amount below - secondary financing will cover the difference if needed.
80%
$

You cover the entire equity of $576,921!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.12% Sellers Rate
$148,079
Your Cash:$576,921
Total Purchase Price:$725,000

Assumed vs Traditional Mortgage

Assumed @ 6.12%
$1,345/mo
Traditional @ 7.5%
$1,552/mo
You save $207/month ($2,480/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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