Laura Jewett

Laura Jewett

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Closed

$730,000

($499,962 down)
FHA

10189 Mills Avenue, Montclair, CA 91763

3
2
1,314 sqft
PITI Monthly
$2,529.21 /mo

Listing courtesy of: Jose Briseno, Berkshire Hathaway HomeServices CA Realty

Assumed Rate

3.94%
7.15%

Principal & Interest

$1,350 /mo
$1,924 /mo

What's Special

ENTERTAINMENT
SPACIOUS
PATIO
CHARMING
COZY

Welcome to Mills Ave. Charming single-story home centrally located in the city of Montclair. This well maintain residence offers three spacious bedrooms and two bathrooms, providing ample room for both family living and entertaining. The inviting kitchen features beautiful back splash with a cozy feel. Backyard features a beautiful pool and patio. Relaxing outdoor retreat perfect for morning coffee, relaxing evenings and great for entertainment in the summer months. Don’t miss your chance to own this unique blend of classic, charming, centrally located gem.  Schedule your private tour today.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.94
Remaining Loan Term
20 years, 9 months
Monthly PITI
$2,529.21/mo
Estimated Loan Balance
$444,768
Cash to close
$499,962
Interest Paid
$94,429

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: InGround, Private

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1959
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Montclair

Financial Details

  • Price per Sqft: $555.56
  • Tax Annual Amount: $9125
  • On Market Date: 2025-02-28T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $499,962 (68%)
You can enter any amount below - secondary financing will cover the difference if needed.
68%
$

You cover the entire equity of $499,962!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.94% Sellers Rate
$230,038
Your Cash:$499,962
Total Purchase Price:$730,000

Assumed vs Traditional Mortgage

Assumed @ 3.94%
$1,350/mo
Traditional @ 7.5%
$1,996/mo
You save $646/month ($7,748/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PI25044334

Listing From:

Last updated: 2025-03-01T15:17:33.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.94%
7.15%

Principal & Interest

$1,350 /mo
$1,924 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $499,962 (68%)
You can enter any amount below - secondary financing will cover the difference if needed.
68%
$

You cover the entire equity of $499,962!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.94% Sellers Rate
$230,038
Your Cash:$499,962
Total Purchase Price:$730,000

Assumed vs Traditional Mortgage

Assumed @ 3.94%
$1,350/mo
Traditional @ 7.5%
$1,996/mo
You save $646/month ($7,748/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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