Laura Jewett

Laura Jewett

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Closed

$399,900

($117,861 down)
FHA

1016 N WHITE OAK Place, Oracle, AZ 85623

3
2
1,749 sqft
PITI Monthly
$2,100.89 /mo

Listing courtesy of: Darin Wilson, Hague Partners

Assumed Rate

5.52%
7.15%

Principal & Interest

$1,644 /mo
$1,952 /mo

What's Special

REMODELED
ENTERTAINMENT
FIREPLACE
VAULTED CEILINGS
DECK
NO HOA

**PARADISE W/ 360' VIEWS*** Really nicely UPGRADED home with separate GARAGE and POOL on over an acre of land with views for miles! This property is one of a kind and has so much to offer! Wood laminate flooring, NEW WINDOWS, newer roof, new paint, HEATED POOL (new heater), new custom entertainment with FIREPLACE, GAS stove, tile backsplash, NEW refrigerator, NEWER water heater, NEW pool pump, vaulted ceilings, newly remodeled bathrooms (really nice!), French doors off the master to the deck overlooking the pool and amazing views, tile surrounds and a lot more to mention. 20 x 40 separate garage with an enclosed 12 x 30 separate space for additional storage or shop. This home is a dream if you're looking for a custom feel with amazing views and close to the mountains AND the desert. You really have to come see this home to appreciate everything it has to offer. Not many out there like this! ALL of this with a starting price of only $399,900. NO HOA!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.52
Remaining Loan Term
27 years, 4 months
Monthly PITI
$2,100.89/mo
Estimated Loan Balance
$283,411
Cash to close
$117,861
Interest Paid
$41,783

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Refrigeration, Programmable Thmstat, Ceiling Fan(s), ENERGY STAR Qualified Equipment
  • Heating: Natural Gas, ENERGY STAR Qualified Equipment
Features
  • Materials: Painted, Siding, Frame - Wood
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 4
  • Carport: Yes
  • Carport Spaces: 6
Water
  • Sewer: Septic in & Cnctd, Septic Tank
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Fenced, Heated, Private

Construction

Type & Style
  • Stories: 1
  • Home type: Mfg/Mobile Housing
  • Architectural Style: Ranch
Materials
  • Painted, Siding, Frame - Wood
  • Roof: Composition
Condition
  • Year Built: 1998
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: S36 T9S R15E
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Oracle

Financial Details

  • Price per Sqft: $228.64
  • Tax Annual Amount: $1222
  • On Market Date: 2024-07-04T08:35:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $117,861 (29%)
You can enter any amount below - secondary financing will cover the difference if needed.
29%
$

You cover the entire equity of $117,861!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.52% Sellers Rate
$282,039
Your Cash$117,861
Total Purchase Price:$399,900

Assumed vs Traditional Mortgage

Assumed @ 5.52%
$1,644/mo
Traditional @ 7.5%
$2,024/mo
You save $380/month ($4,561/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6698621

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-07-01T17:54:13.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.52%
7.15%

Principal & Interest

$1,644 /mo
$1,952 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $117,861 (29%)
You can enter any amount below - secondary financing will cover the difference if needed.
29%
$

You cover the entire equity of $117,861!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.52% Sellers Rate
$282,039
Your Cash$117,861
Total Purchase Price:$399,900

Assumed vs Traditional Mortgage

Assumed @ 5.52%
$1,644/mo
Traditional @ 7.5%
$2,024/mo
You save $380/month ($4,561/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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