Laura Jewett

Laura Jewett

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Under Contract

$625,000

($429,959 down)
VA

1015 E MOUNTAIN SAGE Drive, Phoenix, AZ 85048

4
2
2,025 sqft
PITI Monthly
$1,524.25 /mo

Listing courtesy of: Tara Rice, Real Broker

Assumed Rate

4.03%
7.15%

Principal & Interest

$1,078 /mo
$1,520 /mo

What's Special

GREAT CURB APPEAL
SHOPPING
DINING
SPACIOUS
MODERN
VAULTED CEILINGS
WALK-IN CLOSET
MASTER SUITE
SOAKING TUB
SEPARATE SHOWER
LANDSCAPED
PLAYGROUND
MOUNTAIN VIEWS
COZY

WOW, LOOK AT THAT PRICE! Welcome to this beautiful 4-bedroom, 2-bath home located in the highly desirable community at Camelot Ridge in the Ahwatukee Foothills. At this reduced price, you could use the savings to update the home with your own design touches! As you approach the home, you'll notice the freshly painted exterior, decorative wall, and a beautifully landscaped front yard providing great curb appeal. Step inside to find a spacious, open floor plan with vaulted ceilings and an abundance of natural light. The freshly painted interior, including doors and baseboards, complements the neutral tones throughout, while newer (early 2023) wood laminate flooring throughout the entire home adds both style and durability. The kitchen features freshly painted cabinets with modern hardware, along with a pantry, island, and breakfast room that offers a perfect spot for casual dining. The kitchen opens seamlessly into the family room, making it ideal for both everyday living and entertaining. Adjacent to the kitchen is a formal dining area, perfect for hosting dinner parties or family meals. The master suite offers a peaceful retreat with a spacious walk-in closet and a master bath with double sinks, a separate shower, and a soaking tub for ultimate relaxation. Three additional well-sized bedrooms provide plenty of space for family or guests. Step outside to your own private resort-like oasis in the backyard. The pool with a play area and waterfall is perfect for enjoying Arizona's sunny weather. Additionally, a gas fire pit provides a cozy spot to relax on cooler evenings, while the new drip system for irrigation ensures the landscaping remains lush and vibrant. Mountain views surround the property. Additional features include a new garage door, a full roof replacement in 2016 with a warranty, newer washer and dryer (2023) and new water softener (2023). Home comes with a transferrable home warranty. This home is also just minutes from hiking trails and community amenities such as parks, playgrounds, Cerritos Elementary and Altadeña Middle schools. With easy access to major freeways and nearby shopping, this home truly offers the best of both convenience and comfort. Don't miss out on the opportunity to make this stunning home yours!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.03
Remaining Loan Term
23 years, 0 months
Monthly PITI
$1,524.25/mo
Estimated Loan Balance
$196,719
Cash to close
$429,959
Interest Paid
$59,326

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Fire Pit
  • Flooring: Laminate, Wood

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Play Pool, Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Spanish
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 1993
Details
  • Builder: HANCOCK HOMES

Community & HOA

Community
  • Subdivision: CAMELOT RIDGE LOT 179-251 TR A-E
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name: Trestle Mgmt
  • HOA Amenities: Unknown
  • HOA Fee: $210
  • HOA Frequency: $Semi-Annually
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $308.64
  • Tax Annual Amount: $3354
  • On Market Date: 2024-12-02T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $429,959 (69%)
You can enter any amount below - secondary financing will cover the difference if needed.
69%
$

You cover the entire equity of $429,959!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.03% Sellers Rate
$195,041
Your Cash:$429,959
Total Purchase Price:$625,000

Assumed vs Traditional Mortgage

Assumed @ 4.03%
$1,078/mo
Traditional @ 7.5%
$1,576/mo
You save $498/month ($5,979/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6788500

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-19T23:24:18.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.03%
7.15%

Principal & Interest

$1,078 /mo
$1,520 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $429,959 (69%)
You can enter any amount below - secondary financing will cover the difference if needed.
69%
$

You cover the entire equity of $429,959!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.03% Sellers Rate
$195,041
Your Cash:$429,959
Total Purchase Price:$625,000

Assumed vs Traditional Mortgage

Assumed @ 4.03%
$1,078/mo
Traditional @ 7.5%
$1,576/mo
You save $498/month ($5,979/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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