Laura Jewett

Laura Jewett

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$739,000

($0 down)*
FHA

Potential short sale please verify with your agent.

1015 La Mesa Ave, Spring Valley, CA 91977

3
2
2,216 sqft
PITI Monthly
$5,929 /mo

Listing courtesy of: Oliver Moussazadeh, Revilo Realty

Assumed Rate

6.47%
7.15%

Principal & Interest

$5,135 /mo
$5,504 /mo

What's Special

DINING
SPACIOUS
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
FIREPLACE
PATIO
PRIVATE BACKYARD
CUL-DE-SAC

2-Story Stunner at the End of a Quiet Cul-De-Sac in Spring Valley! Offering views of the reservoir, downtown city light, and the ocean on a clear day, this 3-bedroom home has many upgrades throughout. Spacious living room with fireplace & ceiling fan. Family room with exposed wood-beam ceiling and outdoor patio. Large, expanded kitchen featuring custom hardwood cabinets, granite countertops, stainless steel appliances, center island/dine-in bar, & separate dining area with pendant lighting. Master bedroom Suite with jetted tub, separate standing shower, dual vanities & stone/granite throughout. Private backyard area with covered patio & dining area - perfect for entertaining! Gated front yard as well. Attached garage with plenty of driveway parking. Laundry area. Needs a little TLC to be the perfect home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.47
Remaining Loan Term
28 years, 4 months
Monthly PITI
$5,929/mo
Estimated Loan Balance
$879,074
Cash to close
$0
Interest Paid
$87,096

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, Fireplaces, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 1977
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Spring Valley
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Spring Valley

Financial Details

  • Price per Sqft: $333.48
  • Tax Annual Amount: $9237.5
  • On Market Date: 2024-07-16T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $0 (0%)
You can enter any amount below - secondary financing will cover the difference if needed.
0%
$

You cover the entire equity of $0!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.47% Sellers Rate
$739,000
Your Cash$0
Total Purchase Price:$739,000

Assumed vs Traditional Mortgage

Assumed @ 6.47%
$5,135/mo
Traditional @ 7.5%
$5,506/mo
You save $371/month ($4,449/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240016421SD

Listing From:

Last updated: 2025-03-19T15:52:29.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.47%
7.15%

Principal & Interest

$5,135 /mo
$5,504 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $0 (0%)
You can enter any amount below - secondary financing will cover the difference if needed.
0%
$

You cover the entire equity of $0!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.47% Sellers Rate
$739,000
Your Cash$0
Total Purchase Price:$739,000

Assumed vs Traditional Mortgage

Assumed @ 6.47%
$5,135/mo
Traditional @ 7.5%
$5,506/mo
You save $371/month ($4,449/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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