Laura Jewett

Laura Jewett

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Under Contract

$340,000

($104,680 down)
FHA

1010 E VERNOA Street, San Tan Valley, AZ 85140

3
2
1,372 sqft
PITI Monthly
$1,486.69 /mo

Listing courtesy of: Cheri Smith, eXp Realty

Assumed Rate

2.83%
7.15%

Principal & Interest

$1,073 /mo
$1,757 /mo

What's Special

DINING
SPACIOUS
STAINLESS STEEL APPLIANCES
VAULTED CEILINGS
WALK-IN CLOSET
PATIO

This is your chance to own a delightful single-level property in Cambria! This 3 bedroom beauty offers a low-care front yard and a 2-car garage. Inside, discover a spacious great room, vaulted ceilings, tile flooring, warm paint, blinds in all windows, and a bright dining room with direct access to the backyard. The kitchen features white cabinets, mosaic tile backsplash, solid surface countertops, stainless steel appliances, and a peninsula with breakfast bar. The main bedroom has an accented wall and hosts a bathroom & a walk-in closet. The backyard offers a covered patio, pavers, and room for year-round entertaining. What's not to like? Come see this fantastic home before it's too late!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.83
Remaining Loan Term
25 years, 8 months
Monthly PITI
$1,486.69/mo
Estimated Loan Balance
$246,652
Cash to close
$104,680
Interest Paid
$30,414

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Sewer in & Cnctd, Private Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 2003
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: CAMBRIA PARCEL 5
  • Features: Playground
HOA
  • Has HOA: Yes
  • HOA Name: Cambria Ocotillo
  • HOA Amenities: Unknown
  • HOA Fee: $50.6
  • HOA Frequency: $Monthly
Location
  • Region: San Tan Valley

Financial Details

  • Price per Sqft: $247.81
  • Tax Annual Amount: $949
  • On Market Date: 2025-03-13T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $104,680 (31%)
You can enter any amount below - secondary financing will cover the difference if needed.
31%
$

You cover the entire equity of $104,680!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$235,320
Your Cash$104,680
Total Purchase Price:$340,000

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$1,073/mo
Traditional @ 7.5%
$1,823/mo
You save $750/month ($8,995/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6834112

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-02T08:21:51.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.83%
7.15%

Principal & Interest

$1,073 /mo
$1,757 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $104,680 (31%)
You can enter any amount below - secondary financing will cover the difference if needed.
31%
$

You cover the entire equity of $104,680!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$235,320
Your Cash$104,680
Total Purchase Price:$340,000

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$1,073/mo
Traditional @ 7.5%
$1,823/mo
You save $750/month ($8,995/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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