Laura Jewett

Laura Jewett

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Closed

$319,900

($88,137 down)
VA

1010 Nicole Avenue, Clearwater, MN 55320

3
2
1,368 sqft
PITI Monthly
$1,511.5 /mo

Listing courtesy of: , Premier Real Estate Services

Assumed Rate

3.08%
7.15%

Principal & Interest

$1,069 /mo
$1,696 /mo

What's Special

DINING
SPACIOUS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
DECK

This 2018 3-bed, 2-bath, 3-garage stall home has all amenities on one level (minus only the laundry) and is situated on a beautiful .37 acre lot! Well maintained and like new in every way! The kitchen is spacious, open and features stainless steel appliances! The dining room sliding glass door brings in an abundance of natural light and there's room for a future deck to be added there! The three main level bedrooms are spacious and the primary has a private bath and a grand walk-in closet! The unfinished lower level is an equity building opportunity with a roughed in bath and ample space for a family room and two additional bedrooms! This home is certain to impress! Schedule your showing today!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.08
Remaining Loan Term
26 years, 1 months
Monthly PITI
$1,511.5/mo
Estimated Loan Balance
$232,708
Cash to close
$88,137
Interest Paid
$29,060

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Vinyl Siding
  • Roof: Asphalt
Condition
  • Year Built: 2018
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Cedar South 3rd Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Clearwater

Financial Details

  • Price per Sqft: $233.85
  • Tax Annual Amount: $3506
  • On Market Date: 2024-12-16T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $88,137 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $88,137!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.08% Sellers Rate
$231,763
Your Cash$88,137
Total Purchase Price:$319,900

Assumed vs Traditional Mortgage

Assumed @ 3.08%
$1,069/mo
Traditional @ 7.5%
$1,759/mo
You save $690/month ($8,274/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6640514

Listing From: northstar

Last updated: 2025-02-01T19:52:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.08%
7.15%

Principal & Interest

$1,069 /mo
$1,696 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $88,137 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $88,137!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.08% Sellers Rate
$231,763
Your Cash$88,137
Total Purchase Price:$319,900

Assumed vs Traditional Mortgage

Assumed @ 3.08%
$1,069/mo
Traditional @ 7.5%
$1,759/mo
You save $690/month ($8,274/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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