Laura Jewett

Laura Jewett

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$1,610,000

($1,094,490 down)
FHA

10101 Cutty Sark Drive, Huntington Beach, CA 92646

4
2
1,982 sqft
PITI Monthly
$5,404.06 /mo

Listing courtesy of: Jason C Bradshaw, Coldwell Banker Realty

Assumed Rate

3.71%
7.15%

Principal & Interest

$2,903 /mo
$4,254 /mo

What's Special

REMODELED
LOCATION
SHOPPING
DINING
SPACIOUS
MODERN
FIREPLACE
COZY

BACK ON MARKET! Nestled in one of South Huntington Beach’s most desirable neighborhoods, 10101 Cutty Sark is a beautifully remodeled two-story home offering 1,982 square feet of modern coastal living with 4 bedrooms (5th bedroom option) and 2 bathrooms. Thoughtfully designed for both style and functionality, this home seamlessly blends contemporary upgrades with a relaxed beachside lifestyle. Step inside to an open floor plan that welcomes you into a spacious dining area, flowing effortlessly into the newly remodeled kitchen, a chef’s dream featuring quartz countertops with a full-height backsplash, premium KitchenAid appliances, and sleek soft-close cabinetry. Adjacent to the kitchen, the expansive living room centers around a cozy fireplace, creating the perfect setting for gatherings and entertaining. A versatile main-level bedroom with direct backyard access offers flexibility as a primary suite or private guest retreat. This space was previously two separate bedrooms and can easily be converted back, offering the potential for a fifth bedroom. Upstairs, three additional bedrooms, including one that could serve as a secondary primary suite, all provide generous closet space. Storage is abundant throughout, including a massive attic equipped with ventilated solar fans on the newer 50-year roof. Additional newer upgrades elevate this home’s appeal, including: Newer AC & HVAC system. Upgraded 200 AMP Electrical Panel with 220V in the garage. Newer block wall & vinyl fencing. Newer dual-pane windows & doors. Newer porcelain tile flooring & plush carpet. Newer recessed lighting throughout The expansive backyard is designed for outdoor enjoyment, featuring a firepit, above-ground spa, and a massive storage shed. Ideally located near the 405 freeway and just minutes from Huntington State Beach, this home offers easy access to top-rated schools, shopping, dining, and coastal adventures. A rare opportunity to own a beautifully upgraded home in a prime location, so don’t miss your chance to experience the best of South Huntington Beach living!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.71
Remaining Loan Term
21 years, 5 months
Monthly PITI
$5,404.06/mo
Estimated Loan Balance
$609,633
Cash to close
$1,094,490
Interest Paid
$183,313

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1964
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Glen Mar (Shores) (GLEN)
  • Features: Curbs, StormDrains, StreetLights, Suburban, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Huntington Beach

Financial Details

  • Price per Sqft: $812.31
  • Tax Annual Amount: $20125
  • On Market Date: 2025-03-05T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $1,094,490 (68%)
You can enter any amount below - secondary financing will cover the difference if needed.
68%
$

You cover the entire equity of $1,094,490!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.71% Sellers Rate
$515,510
Your Cash:$1,094,490
Total Purchase Price:$1,610,000

Assumed vs Traditional Mortgage

Assumed @ 3.71%
$2,903/mo
Traditional @ 7.5%
$4,413/mo
You save $1,510/month ($18,120/year)

*Secondary financing rates are an estimated value based on input

MLS ID: OC25046304

Listing From:

Last updated: 2025-04-03T06:44:54.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.71%
7.15%

Principal & Interest

$2,903 /mo
$4,254 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $1,094,490 (68%)
You can enter any amount below - secondary financing will cover the difference if needed.
68%
$

You cover the entire equity of $1,094,490!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.71% Sellers Rate
$515,510
Your Cash:$1,094,490
Total Purchase Price:$1,610,000

Assumed vs Traditional Mortgage

Assumed @ 3.71%
$2,903/mo
Traditional @ 7.5%
$4,413/mo
You save $1,510/month ($18,120/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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