$590,000
($37,534 down)100 N River Circle UNIT 104, Oceanside, CA 92057
PITI Monthly
Listing courtesy of: Manny Serna, Align Homes, Inc.
Assumed Rate
5.81%
7.15%Principal & Interest
$3,365 /mo
$3,869 /moWhat's Special
***VA ASSUMABLE LOAN - RATE 4.9%** Welcome to this beautifully maintained 3-bedroom 2-bathroom condo in a newer gated community in the heart of Oceanside! Perfectly located just a short drive from Camp Pendleton, this home offers both convenience and comfort for military personnel, families or anyone looking to enjoy coastal living. Inside, you’ll find an open living space with plenty of natural light. The kitchen includes modern appliances and plenty of counter space, ideal for preparing meals or entertaining guests. The spacious primary bedroom features an en-suite bathroom for added privacy, while the two additional bedrooms provide plenty of space for family, guests or a home office. Enjoy the benefits of living in a secure, gated community. Conveniently located within minutes from Oceanside’s beaches, shopping, dining and everything this charming city has to offer. This condo is an exceptional opportunity for those looking for a low-maintenance, move-in-ready home with easy access to both the city and military base. Don’t miss out on making this your new home—schedule a showing today!
Assumption Snapshot
Type of Loan
VA
Interest Rate
5.81
Remaining Loan Term
27 years, 2 months
Monthly PITI
$4,156.62/mo
Estimated Loan Balance
$553,152
Cash to close
$37,534
Interest Paid
$92,613
Facts & Features
Interior
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
Cooling & Heating
- Cooling: CentralAir
- Heating: Central
Features
- Materials: Drywall, Glass, NaturalBuilding, Plaster, Stucco
- Community: Unknown
- Has Fireplace: Yes
- Fireplace Features: Gas, GreatRoom, LivingRoom
- Flooring: Tile
Exterior
Fencing
- Fencing: Privacy
Roof
- Roof: Clay
Parking
- Garage: Yes
- Garage Spaces: 1
- Carport: No
- Carport Spaces:
Water
- Sewer: PublicSewer
- Water Source: Public
Pool
- Has Pool: No
- Pool Features: None
Construction
Type & Style
- Stories: 1
- Home type: Condominium
- Architectural Style: Unknown
Materials
- Drywall, Glass, NaturalBuilding, Plaster, Stucco
- Roof: Clay
Condition
- Year Built: 2003
Details
- Builder:
Community & HOA
Community
- Subdivision: Oceanside
- Features: StreetLights, Sidewalks, Gated
HOA
- Has HOA: Yes
- HOA Name: La Costa Villa HOA
- HOA Amenities: Unknown
- HOA Fee: $480
- HOA Frequency: $Monthly
Location
- Region: Oceanside
Financial Details
- Price per Sqft: $431.29
- Tax Annual Amount: $7375
- On Market Date: 2025-02-18T00:00:00.000Z
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Fill out an application to explore financing options for assuming this loan.
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You cover the entire equity of $37,534!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
MLS ID: IG25035568
Listing From:
Last updated: 2025-04-03T06:31:24.000Z
© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.
Assumed Rate
5.81%
7.15%Principal & Interest
$3,365 /mo
$3,869 /moInquire about this property
We will reach out to you with more details
Fill out an application to explore financing options for assuming this loan.
Apply nowSavings Calculator
You cover the entire equity of $37,534!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
Follow Us
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000Resources
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