Laura Jewett

Laura Jewett

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$170,000

($170,000 down)
FHA

1007 2nd Avenue S, Saint James, MN 56081

3
1
2,402 sqft
PITI Monthly
$885.76 /mo

Listing courtesy of: , Real Broker, LLC

Assumed Rate

%
7.15%

Principal & Interest

$626 /mo
$941 /mo

What's Special

LOCATION
SPACIOUS
MOVE-IN READY
TURNKEY

Move-In Ready 3-Bedroom Home in Saint James! Welcome to 1007 S Second Ave! This beautifully updated home features new windows, doors, flooring, paint, and stylish light fixtures—all added in 2023. The main floor offers an open-concept kitchen and living area, two bedrooms, and a full bath. Downstairs, you'll find a spacious third bedroom, utility room, and laundry area (washer & dryer included). Enjoy the convenience of a turnkey home in a great location—don’t miss this one!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
Remaining Loan Term
28 years, 7 months
Monthly PITI
$885.76/mo
Estimated Loan Balance
$152,449
Cash to close
$170,000
Interest Paid
$0

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Wood Siding
  • Roof: Unknown
Condition
  • Year Built: 1947
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Armstrongs Sub
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Saint James

Financial Details

  • Price per Sqft: $70.77
  • Tax Annual Amount: $557
  • On Market Date: 2025-02-19T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $170,000 (100%)
You can enter any amount below - secondary financing will cover the difference if needed.
100%
$

You cover the entire equity of $170,000!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage% Sellers Rate
$0
Your Cash:$170,000
Total Purchase Price:$170,000

Assumed vs Traditional Mortgage

Assumed @ %
$626/mo
Traditional @ 7.5%
$976/mo
You save $350/month ($4,205/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6672959

Listing From: northstar

Last updated: 2025-03-11T02:48:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

%
7.15%

Principal & Interest

$626 /mo
$941 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $170,000 (100%)
You can enter any amount below - secondary financing will cover the difference if needed.
100%
$

You cover the entire equity of $170,000!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage% Sellers Rate
$0
Your Cash:$170,000
Total Purchase Price:$170,000

Assumed vs Traditional Mortgage

Assumed @ %
$626/mo
Traditional @ 7.5%
$976/mo
You save $350/month ($4,205/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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