Laura Jewett

Laura Jewett

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Closed

$375,000

($166,206 down)
FHA

1006 Pauma Valley Road, Banning, CA 92220

3
2
1,195 sqft
PITI Monthly
$1,230.85 /mo

Listing courtesy of: AUDRA REYNOLDS, Berkshire Hathaway Homeservices California Realty

Assumed Rate

2.68%
7.15%

Principal & Interest

$920 /mo
$1,536 /mo

What's Special

SERENE
DINING
SPACIOUS
MODERN
BREAKFAST NOOK
MASTER SUITE
FITNESS CENTER
COZY
55+ COMMUNITY

Welcome to your dream home in the desirable Sun Lakes Country Club, a vibrant 55+ community! This beautifully maintained 2-bedroom, 2-bath residence offers a perfect blend of comfort and style. As you enter, you’re greeted by a bright and inviting open-concept living space, ideal for entertaining or relaxing. The spacious kitchen features modern appliances, ample counter space, and a cozy breakfast nook. Adjacent to the kitchen, the dining area flows seamlessly into the living room, creating a warm atmosphere for family gatherings. Both bedrooms are generously sized, with the master suite boasting an en-suite bathroom for added privacy. The additional bedroom is perfect for guests or family, while the dedicated office space offers the ideal environment for remote work or hobbies. Step outside to your lovely backyard oasis, perfect for enjoying morning coffee or evening sunsets. The well-maintained landscaping adds to the home’s curb appeal and provides a serene retreat. Located in the vibrant Sun Lakes Country Club community, you’ll enjoy access to a range of amenities tailored for an active 55+ lifestyle, including golf courses, pools, fitness centers, and social clubs. This home is perfect for those looking to embrace an engaging and fulfilling lifestyle in a welcoming environment. Don’t miss the opportunity to make this beautiful property your own! Schedule a viewing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.68
Remaining Loan Term
26 years, 0 months
Monthly PITI
$1,230.85/mo
Estimated Loan Balance
$210,148
Cash to close
$166,206
Interest Paid
$23,299

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Drywall, Concrete
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: ExcellentCondition
Roof
  • Roof: Clay
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, InGround, Association

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary
Materials
  • Drywall, Concrete
  • Roof: Clay
Condition
  • Year Built: 1989
Details
  • Builder:

Community & HOA

Community
  • Subdivision: ,Sun Lakes
  • Features: DogPark, Golf, Park, StreetLights, Gated, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Sun Lakes
  • HOA Amenities: Unknown
  • HOA Fee: $364
  • HOA Frequency: $Monthly
Location
  • Region: Banning

Financial Details

  • Price per Sqft: $313.81
  • Tax Annual Amount: $
  • On Market Date: 2024-10-22T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $166,206 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$

You cover the entire equity of $166,206!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.68% Sellers Rate
$208,794
Your Cash$166,206
Total Purchase Price:$375,000

Assumed vs Traditional Mortgage

Assumed @ 2.68%
$920/mo
Traditional @ 7.5%
$1,593/mo
You save $673/month ($8,077/year)

*Secondary financing rates are an estimated value based on input

MLS ID: IG24219119

Listing From:

Last updated: 2025-01-14T01:01:50.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.68%
7.15%

Principal & Interest

$920 /mo
$1,536 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $166,206 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$

You cover the entire equity of $166,206!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.68% Sellers Rate
$208,794
Your Cash$166,206
Total Purchase Price:$375,000

Assumed vs Traditional Mortgage

Assumed @ 2.68%
$920/mo
Traditional @ 7.5%
$1,593/mo
You save $673/month ($8,077/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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