Laura Jewett

Laura Jewett

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Closed

$699,500

($466,803 down)
VA

1005 Studebaker Way, Prescott, AZ 86301

3
2
2,282 sqft
PITI Monthly
$1,712.5 /mo

Listing courtesy of: Geoffrey R Hyland PLLC, eXp Realty

Assumed Rate

3.87%
7.15%

Principal & Interest

$1,327 /mo
$1,907 /mo

What's Special

DINING
SPACIOUS
FIREPLACE
MASTER SUITE
SOAKING TUB
PATIO

Situated in the highly desirable Yavapai Hills, this beautiful home boasts outstanding curb appeal and a private, park-like backyard oasis. Upon entering, you're greeted by a formal dining/sitting room just off the foyer. The kitchen features wood-grain cabinetry, a stainless-steel appliance suite with a 5-burner gas range and double oven, rich granite counters, pantry, informal dining area and a breakfast bar. The great room highlights a floor-to-ceiling stack stone fireplace with a custom granite hearth, lush carpeting and abundant recessed lighting. The spacious master suite offers dedicated access to the rear patio and entrance to the incredible backyard sanctuary. The spa-like master bathroom includes double closets, large soaking tub, double basin granite vanity and walk-in shower.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.87
Remaining Loan Term
20 years, 11 months
Monthly PITI
$1,712.5/mo
Estimated Loan Balance
$348,271
Cash to close
$466,803
Interest Paid
$90,342

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air Gas, Natural Gas
Features
  • Materials: Wood Frame, Stone, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition, Other
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 1
  • Home type: Site Built Single Family
  • Architectural Style: Contemporary, Ranch
Materials
  • Wood Frame, Stone, Stucco
  • Roof: Composition, Other
Condition
  • Year Built: 2004
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Yavapai Hills
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $33.33
  • HOA Frequency: $Monthly
Location
  • Region: Prescott

Financial Details

  • Price per Sqft: $306.53
  • Tax Annual Amount: $2030.04
  • On Market Date: 2024-05-21T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $466,803 (67%)
You can enter any amount below - secondary financing will cover the difference if needed.
67%
$

You cover the entire equity of $466,803!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.87% Sellers Rate
$232,697
Your Cash:$466,803
Total Purchase Price:$699,500

Assumed vs Traditional Mortgage

Assumed @ 3.87%
$1,327/mo
Traditional @ 7.5%
$1,978/mo
You save $651/month ($7,813/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PAR1064666

Listing From: paar

Last updated: 2025-01-06T22:20:20.000Z

© , paar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.87%
7.15%

Principal & Interest

$1,327 /mo
$1,907 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $466,803 (67%)
You can enter any amount below - secondary financing will cover the difference if needed.
67%
$

You cover the entire equity of $466,803!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.87% Sellers Rate
$232,697
Your Cash:$466,803
Total Purchase Price:$699,500

Assumed vs Traditional Mortgage

Assumed @ 3.87%
$1,327/mo
Traditional @ 7.5%
$1,978/mo
You save $651/month ($7,813/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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