Laura Jewett

Laura Jewett

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Pending

$785,000

($145,311 down)
VA

10031 Tamil Rd, Lakeside, CA 92040

3
2
1,470 sqft
PITI Monthly
$3,029.34 /mo

Listing courtesy of: Kiki Parsons, eXp Realty of California, Inc.

Assumed Rate

2.79%
7.15%

Principal & Interest

$2,813 /mo
$4,629 /mo

What's Special

ENTERTAINMENT
DINING
MOVE-IN READY
MODERN
RENOVATED
COZY
EFFICIENT
SOLAR PANELS
RENTAL INCOME

ASSUMABLE VA LOAN!! Welcome to this beautifully renovated 3-bedroom, 2-bathroom home that blends timeless farmhouse charm with modern amenities. Located in the heart of Lakeside, this home is within walking distance to schools, parks, Lindo Lake, restaurants, and entertainment venues. As you step inside, you’ll notice the open-concept kitchen is a chef’s dream, featuring wall-to-wall cabinetry that provides ample storage and a layout perfect for entertaining. The dining room features warm wood beam accents that add character, setting the tone for cozy gatherings. This home is energy-efficient, equipped with 24 solar panels and two Tesla batteries, ensuring lower utility bills and a greener lifestyle. Located down a private road, the property sits on a generous almost 11,000 sqft lot, offering endless possibilities. The newer turf and concrete slabs make for easy maintenance and provide a blank canvas for outdoor living, whether you dream of a pool, garden, or outdoor kitchen. The large lot also offers RV parking and plenty of space to build an ADU, providing potential for rental income or a private guest suite. Additional features include a new water heater plus a newer roof and HVAC system. This home is move-in ready and waiting for you to make it your own!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.79
Remaining Loan Term
26 years, 5 months
Monthly PITI
$3,029.34/mo
Estimated Loan Balance
$642,331
Cash to close
$145,311
Interest Paid
$65,881

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 1960
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Lakeside
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Lakeside

Financial Details

  • Price per Sqft: $534.01
  • Tax Annual Amount: $
  • On Market Date: 2024-08-28T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $145,311 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $145,311!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.79% Sellers Rate
$639,689
Your Cash$145,311
Total Purchase Price:$785,000

Assumed vs Traditional Mortgage

Assumed @ 2.79%
$2,813/mo
Traditional @ 7.5%
$4,802/mo
You save $1,989/month ($23,871/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240020407SD

Listing From:

Last updated: 2024-09-08T16:16:17.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.79%
7.15%

Principal & Interest

$2,813 /mo
$4,629 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $145,311 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $145,311!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.79% Sellers Rate
$639,689
Your Cash$145,311
Total Purchase Price:$785,000

Assumed vs Traditional Mortgage

Assumed @ 2.79%
$2,813/mo
Traditional @ 7.5%
$4,802/mo
You save $1,989/month ($23,871/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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