Laura Jewett

Laura Jewett

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$229,900

($21,298 down)
VA

1000 Mckinley Place S, Saint Cloud, MN 56301

3
2
1,808 sqft
PITI Monthly
$1,643.39 /mo

Listing courtesy of: , Premier Real Estate Services

Assumed Rate

7.62%
7.15%

Principal & Interest

$1,493 /mo
$1,425 /mo

What's Special

LOCATION
SERENE
SPACIOUS
MODERN
HARDWOOD FLOORS
PATIO
FENCED YARD

Welcome to Your Dream Home in South St. Cloud! This beautifully updated one-and-a-half-story home is everything you've been searching for and more. Situated in a prime location across from a serene park with sweeping views of a spacious field, tennis court, volleyball court, and swings, this home offers both comfort and convenience. Step inside and be immediately impressed by the stunning hardwood floors that grace the main level. Natural light pours through the replaced vinyl windows, highlighting the modern updates throughout. The 2025-installed vinyl siding, newer gutters, and downspouts offer peace of mind for years to come. The heart of the home, the kitchen, is a chef's dream with sleek marble countertops, stainless steel appliances, and a pristine oven that's never been used. Whether you're preparing a quick meal or entertaining guests, this space is as functional as it is beautiful. The large upper level bedroom offers super nice rustic wood paneling giving it an up north cabin-like feel. The finished lower level is a true standout with newer flooring in the 3/4 bath, a spacious family room perfect for gatherings, an impressive bar area for entertaining, and a finished laundry room that makes household chores a breeze. Outside, the fenced yard offers privacy and space for outdoor activities, while the aggregate patio is ideal for relaxing and enjoying the view. The large two-stall detached garage provides ample storage and parking space. Convenience is key with the sidewalk along University Avenue maintained by the city, and the added bonus of an assumable VA loan, making this home even more accessible. The seller is also open to negotiating the sale of much of the personal property, providing an opportunity to make this house feel like home right away. Don’t miss out on this rare opportunity to own a beautiful home in a fantastic location. Schedule your showing today!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
7.62
Remaining Loan Term
28 years, 9 months
Monthly PITI
$1,643.39/mo
Estimated Loan Balance
$208,935
Cash to close
$21,298
Interest Paid
$19,993

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Chain Link, Wood
Roof
  • Roof: Age Over 8 Years, Asphalt, Pitched
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Age Over 8 Years, Asphalt, Pitched
Condition
  • Year Built: 1948
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Youngs Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Saint Cloud

Financial Details

  • Price per Sqft: $127.16
  • Tax Annual Amount: $8
  • On Market Date: 2025-03-20T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $21,298 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $21,298!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.62% Sellers Rate
$208,602
Your Cash$21,298
Total Purchase Price:$229,900

Assumed vs Traditional Mortgage

Assumed @ 7.62%
$1,493/mo
Traditional @ 7.5%
$1,478/mo
You save $-14/month ($-174/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6688447

Listing From: northstar

Last updated: 2025-03-27T19:49:04.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

7.62%
7.15%

Principal & Interest

$1,493 /mo
$1,425 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $21,298 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $21,298!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.62% Sellers Rate
$208,602
Your Cash$21,298
Total Purchase Price:$229,900

Assumed vs Traditional Mortgage

Assumed @ 7.62%
$1,493/mo
Traditional @ 7.5%
$1,478/mo
You save $-14/month ($-174/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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